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What is Bank of Botetourt Buchanan VA Net Margin %?
Bank of Botetourt Buchanan VABORT -0.11%64 Net Margin % is 29.87% as of Mar. 2026, which is 20% above its 10-year median of 24.79. GuruFocus rates BORT with a GF Score™ of 64/100 and a GF Value™ of $42.01 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Bank of Botetourt Buchanan VA ranks better than 55.15% on this metric.
Bank of Botetourt Buchanan VA (OTCPK:BORT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Botetourt Buchanan VA Net Margin % Related Terms
Bank of Botetourt Buchanan VA Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Botetourt Buchanan VA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Botetourt Buchanan VA Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Botetourt Buchanan VA's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Botetourt Buchanan VA's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Botetourt Buchanan VA (BORT) has a Net Margin % of 29.87% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Botetourt Buchanan VA and its competitors. This is 20% above median its historical median of 24.79. Over the past decade, Bank of Botetourt Buchanan VA's Net Margin % has ranged from 13.52 to 28.69. According to the industry distribution chart, Bank of Botetourt Buchanan VA ranks #684 out of 1525 companies in the Banks industry, placing it in the top 44.9%.
Is Bank of Botetourt Buchanan VA's Net Margin % too high?
Bank of Botetourt Buchanan VA's current Net Margin % of 29.87% is 20% above median its 10-year median of 24.79. Over the past 10 years, this metric has ranged from a low of 13.52 to a high of 28.69. The Banks industry median Net Margin % is 27.08. Bank of Botetourt Buchanan VA's value of 29.87% is 10.3% above this industry median. Based on the distribution chart, Bank of Botetourt Buchanan VA ranks #684 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Botetourt Buchanan VA has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Botetourt Buchanan VA's Net Margin % compare to PBNK and PROV?
According to the Banks industry distribution chart, Bank of Botetourt Buchanan VA ranks #684 out of 1525 companies for Net Margin %. This puts Bank of Botetourt Buchanan VA in the upper half of its industry. The industry median Net Margin % is 27.08. Bank of Botetourt Buchanan VA's value of 29.87% is 10.3% above this benchmark. Historically, Bank of Botetourt Buchanan VA's own Net Margin % has ranged from 13.52 to 28.69 over the past decade. While the company's 10-year median is 24.79 vs. the industry median of 27.08, Bank of Botetourt Buchanan VA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.08, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Botetourt Buchanan VA's current Net Margin % of 29.87% is 10.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Botetourt Buchanan VA and its competitors. For the Banks industry, the median Net Margin % is 27.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Botetourt Buchanan VA's current Net Margin % is 29.87%, which is 20% above median its own 10-year median of 24.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Botetourt Buchanan VA stock overvalued right now?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA (BORT) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.01, compared to a current price of $55.00 — trading 30.9% above its estimated fair value. The current Net Margin % is 29.87%, which is 20% above median its 10-year median of 24.79 and 10.3% above the Banks industry median of 27.08. Bank of Botetourt Buchanan VA's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Botetourt Buchanan VA (BORT), the current Net Margin % is 29.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Botetourt Buchanan VA (BORT) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA stock appears to be overvalued.
The current stock price of $55.00 is trading 30.9% above its estimated GF Value™ of $42.01.
GuruFocus considers Bank of Botetourt Buchanan VA to be Significantly Overvalued.
Key valuation signals for BORT:
Net Margin %: 29.87% (20% above median its 10-year median of 24.79)
GF Value™: $42.01 vs. price of $55.00 (30.9% above fair value)
Industry Position: 10.3% above the Banks median (#684 of 1525)
No single metric tells the full story. See the BORT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Botetourt Buchanan VA is a Virginia state-chartered bank. The Bank provides full banking services through fourteen branch offices in Botetourt, Roanoke, Rockbridge, and Franklin counties, the Cities of Roanoke and Salem, and the Town of Vinton, all in Virginia. It provides personal, business, mortgage and wealth services to its customers. Its loans segment consit of commercial loans, commercial real estate loans, consumer loans, residential real estate loans, and agricultural & raw land loans. The bank operates in single segment.
64GF Score
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