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Bank of Botetourt Buchanan VABORT -0.11%64 Return-on-Tangible-Asset is 1.33% as of Mar. 2026, which is 25% above its 10-year median of 1.06. GuruFocus rates BORT with a GF Score™ of 64/100 and a GF Value™ of $42.01 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Bank of Botetourt Buchanan VA ranks worse than 55.01% on this metric.
Bank of Botetourt Buchanan VA (OTCPK:BORT) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Bank of Botetourt Buchanan VA Return-on-Tangible-Asset Related Terms
Bank of Botetourt Buchanan VA Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Botetourt Buchanan VA Return-on-Tangible-Asset Chart
BORT vs PBNK, PROV, RVSB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Bank of Botetourt Buchanan VA's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Botetourt Buchanan VA Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Botetourt Buchanan VA's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Bank of Botetourt Buchanan VA's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.33% mean?
Bank of Botetourt Buchanan VA (BORT) has a Return-on-Tangible-Asset of 1.33% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank of Botetourt Buchanan VA and its competitors. This is 25% above median its historical median of 1.06. Over the past decade, Bank of Botetourt Buchanan VA's Return-on-Tangible-Asset has ranged from 0.62 to 1.21. According to the industry distribution chart, Bank of Botetourt Buchanan VA ranks #840 out of 1527 companies in the Banks industry, placing it in the top 55%.
Is Bank of Botetourt Buchanan VA's Return-on-Tangible-Asset too high?
Bank of Botetourt Buchanan VA's current Return-on-Tangible-Asset of 1.33% is 25% above median its 10-year median of 1.06. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 1.21. The Banks industry median Return-on-Tangible-Asset is 1.01. Bank of Botetourt Buchanan VA's value of 1.33% is 31.7% above this industry median. Based on the distribution chart, Bank of Botetourt Buchanan VA ranks #840 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Botetourt Buchanan VA has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Botetourt Buchanan VA's Return-on-Tangible-Asset compare to PBNK and PROV?
According to the Banks industry distribution chart, Bank of Botetourt Buchanan VA ranks #840 out of 1527 companies for Return-on-Tangible-Asset. This places Bank of Botetourt Buchanan VA in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Bank of Botetourt Buchanan VA's value of 1.33% is 31.7% above this benchmark. Historically, Bank of Botetourt Buchanan VA's own Return-on-Tangible-Asset has ranged from 0.62 to 1.21 over the past decade. While the company's 10-year median is 1.06 vs. the industry median of 1.01, Bank of Botetourt Buchanan VA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Botetourt Buchanan VA's current Return-on-Tangible-Asset of 1.33% is 31.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank of Botetourt Buchanan VA and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Botetourt Buchanan VA's current Return-on-Tangible-Asset is 1.33%, which is 25% above median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Botetourt Buchanan VA stock overvalued right now?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA (BORT) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.01, compared to a current price of $55.00 — trading 30.9% above its estimated fair value. The current Return-on-Tangible-Asset is 1.33%, which is 25% above median its 10-year median of 1.06 and 31.7% above the Banks industry median of 1.01. Bank of Botetourt Buchanan VA's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bank of Botetourt Buchanan VA (BORT), the current Return-on-Tangible-Asset is 1.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Botetourt Buchanan VA (BORT) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA stock appears to be overvalued.
The current stock price of $55.00 is trading 30.9% above its estimated GF Value™ of $42.01.
GuruFocus considers Bank of Botetourt Buchanan VA to be Significantly Overvalued.
Key valuation signals for BORT:
Return-on-Tangible-Asset: 1.33% (25% above median its 10-year median of 1.06)
GF Value™: $42.01 vs. price of $55.00 (30.9% above fair value)
Industry Position: 31.7% above the Banks median (#840 of 1527)
No single metric tells the full story. See the BORT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Botetourt Buchanan VA is a Virginia state-chartered bank. The Bank provides full banking services through fourteen branch offices in Botetourt, Roanoke, Rockbridge, and Franklin counties, the Cities of Roanoke and Salem, and the Town of Vinton, all in Virginia. It provides personal, business, mortgage and wealth services to its customers. Its loans segment consit of commercial loans, commercial real estate loans, consumer loans, residential real estate loans, and agricultural & raw land loans. The bank operates in single segment.
64GF Score
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