BORT (Bank of Botetourt Buchanan VA) Cyclically Adjusted PB Ratio: 1.55 (As of Sep. 20, 2026) — 50% Above Median

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BORT Bank of Botetourt Buchanan VA BORT
64 GF Score
Price $57.21
GF Value $46.09
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Bank of Botetourt Buchanan VA Cyclically Adjusted PB Ratio?

Bank of Botetourt Buchanan VA BORT 64 Cyclically Adjusted PB Ratio is 1.55 as of Sep. 20, 2026, which is 50% above its 10-year median of 1.03. GuruFocus rates BORT with a GF Score™ of 64/100 and a GF Value™ of $46.09 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,273 Banks companies, Bank of Botetourt Buchanan VA ranks worse than 63% on this metric.

As of today (2026-09-20), Bank of Botetourt Buchanan VA's current share price is $57.21. Bank of Botetourt Buchanan VA's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $36.85. Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio for today is 1.55.

The historical rank and industry rank for Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio or its related term are showing as below:

BORT' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.8   Med: 1.03   Max: 1.55
Current: 1.55

During the past years, Bank of Botetourt Buchanan VA's highest Cyclically Adjusted PB Ratio was 1.55. The lowest was 0.80. And the median was 1.03.

BORT's Cyclically Adjusted PB Ratio is ranked worse than
63% of 1273 companies
in the Banks industry
Industry Median: 1.29 vs BORT: 1.55

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bank of Botetourt Buchanan VA's adjusted book value per share data for the three months ended in Jun. 2026 was $51.023. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $36.85 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Botetourt Buchanan VA  (OTCPK:BORT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Bank of Botetourt Buchanan VA Cyclically Adjusted PB Ratio Related Terms


Bank of Botetourt Buchanan VA Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Botetourt Buchanan VA Cyclically Adjusted PB Ratio Chart

Bank of Botetourt Buchanan VA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.13 1.01 0.94 0.98 1.27

Bank of Botetourt Buchanan VA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.14 1.27 1.31 1.41

BORT vs OPHC, BNCC, NWPP: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Botetourt Buchanan VA Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio falls into.


BORT
64GF Score
Bank of Botetourt Buchanan VA BORT
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Botetourt Buchanan VA Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=57.21/36.85
=1.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Botetourt Buchanan VA's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Bank of Botetourt Buchanan VA's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=51.023/333.9520*333.9520
=51.023

Current CPI (Jun. 2026) = 333.9520.

Bank of Botetourt Buchanan VA Quarterly Data

Book Value per Share CPI Adj_Book
201609 21.596 241.428 29.872
201612 21.387 241.432 29.583
201703 21.575 243.801 29.553
201706 21.778 244.955 29.690
201709 22.105 246.819 29.909
201712 22.204 246.524 30.078
201803 22.766 249.554 30.465
201806 23.345 251.989 30.938
201809 24.015 252.439 31.769
201812 29.337 251.233 38.996
201903 29.956 254.202 39.354
201906 30.571 256.143 39.858
201909 31.378 256.759 40.812
201912 31.876 256.974 41.425
202003 32.419 258.115 41.944
202006 26.911 257.797 34.861
202009 27.355 260.280 35.098
202012 27.769 260.474 35.602
202103 28.636 264.877 36.104
202106 29.346 271.696 36.070
202109 30.216 274.310 36.786
202112 30.514 278.802 36.550
202203 1.491 287.504 1.732
202206 29.697 296.311 33.469
202209 29.897 296.808 33.638
202212 34.080 296.797 38.346
202303 35.206 301.836 38.952
202306 35.911 305.109 39.306
202309 36.350 307.789 39.440
202312 38.203 306.746 41.591
202403 38.856 312.332 41.546
202406 39.933 314.175 42.447
202409 41.364 315.301 43.811
202412 41.951 315.605 44.390
202503 0.000 319.799 0.000
202506 0.000 322.561 0.000
202509 46.048 324.800 47.346
202512 47.347 324.054 48.793
202603 48.605 330.213 49.155
202606 51.023 333.952 51.023

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.55 mean?
Bank of Botetourt Buchanan VA (BORT) has a Cyclically Adjusted PB Ratio of 1.55 as of Sep. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Botetourt Buchanan VA and its competitors. This is 50% above median its historical median of 1.03. Over the past decade, Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio has ranged from 0.80 to 1.55. According to the industry distribution chart, Bank of Botetourt Buchanan VA ranks #802 out of 1273 companies in the Banks industry, placing it in the top 63%.
Is Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio too high?
Bank of Botetourt Buchanan VA's current Cyclically Adjusted PB Ratio of 1.55 is 50% above median its 10-year median of 1.03. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 1.55. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Bank of Botetourt Buchanan VA's value of 1.55 is 20.2% above this industry median. Based on the distribution chart, Bank of Botetourt Buchanan VA ranks #802 out of 1273 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Botetourt Buchanan VA has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Botetourt Buchanan VA's Cyclically Adjusted PB Ratio compare to OPHC and BNCC?
According to the Banks industry distribution chart, Bank of Botetourt Buchanan VA ranks #802 out of 1273 companies for Cyclically Adjusted PB Ratio. This places Bank of Botetourt Buchanan VA in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Bank of Botetourt Buchanan VA's value of 1.55 is 20.2% above this benchmark. Historically, Bank of Botetourt Buchanan VA's own Cyclically Adjusted PB Ratio has ranged from 0.80 to 1.55 over the past decade. While the company's 10-year median is 1.03 vs. the industry median of 1.29, Bank of Botetourt Buchanan VA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,273 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Botetourt Buchanan VA's current Cyclically Adjusted PB Ratio of 1.55 is 20.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Botetourt Buchanan VA and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Botetourt Buchanan VA's current Cyclically Adjusted PB Ratio is 1.55, which is 50% above median its own 10-year median of 1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Botetourt Buchanan VA stock overvalued right now?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA (BORT) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.09, compared to a current price of $57.21 — trading 24.1% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.55, which is 50% above median its 10-year median of 1.03 and 20.2% above the Banks industry median of 1.29. Bank of Botetourt Buchanan VA's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Bank of Botetourt Buchanan VA (BORT), the current Cyclically Adjusted PB Ratio is 1.55 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Botetourt Buchanan VA (BORT) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA stock appears to be overvalued. The current stock price of $57.21 is trading 24.1% above its estimated GF Value™ of $46.09. GuruFocus considers Bank of Botetourt Buchanan VA to be Modestly Overvalued.

Key valuation signals for BORT:

  • Cyclically Adjusted PB Ratio: 1.55 (50% above median its 10-year median of 1.03)
  • GF Value™: $46.09 vs. price of $57.21 (24.1% above fair value)
  • GF Score™: 64/100 with 5 warning signs
  • Industry Position: 20.2% above the Banks median (#802 of 1273)

No single metric tells the full story. See the BORT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Botetourt Buchanan VA Business Description

Address 19747 Main Street, P.O. Box 339, Buchanan, VA, USA, 24066
Bank of Botetourt Buchanan VA is a Virginia state-chartered bank. The Bank provides full banking services through fourteen branch offices in Botetourt, Roanoke, Rockbridge, and Franklin counties, the Cities of Roanoke and Salem, and the Town of Vinton, all in Virginia. It provides personal, business, mortgage and wealth services to its customers. Its loans segment consit of commercial loans, commercial real estate loans, consumer loans, residential real estate loans, and agricultural & raw land loans. The bank operates in single segment.
64GF Score

Get the complete analysis for BORT

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.21
Price
$46.09
GF Value