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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bank of Botetourt Buchanan VA's Debt-to-Equity or its related term are showing as below:
BORT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.19 Max: 1.04
Current: 0.23
During the past 13 years, the highest Debt-to-Equity Ratio of Bank of Botetourt Buchanan VA was 1.04. The lowest was 0.05. And the median was 0.19.
BORT's Debt-to-Equity is ranked better than 74.95% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs BORT: 0.23
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bank of Botetourt Buchanan VA Debt-to-Equity Related Terms
Bank of Botetourt Buchanan VA Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Botetourt Buchanan VA Debt-to-Equity Chart
BORT vs PBNK, PROV, RVSB: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Bank of Botetourt Buchanan VA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Botetourt Buchanan VA Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Botetourt Buchanan VA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bank of Botetourt Buchanan VA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Botetourt Buchanan VA (BORT) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank of Botetourt Buchanan VA and its competitors. Over the past decade, Bank of Botetourt Buchanan VA's Debt-to-Equity has ranged from 0.05 to 1.04. According to the industry distribution chart, Bank of Botetourt Buchanan VA ranks #356 out of 1421 companies in the Banks industry, placing it in the top 25.1%.
Is Bank of Botetourt Buchanan VA's Debt-to-Equity too high?
Bank of Botetourt Buchanan VA's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 1.04. Based on the distribution chart, Bank of Botetourt Buchanan VA ranks #356 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Botetourt Buchanan VA has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Botetourt Buchanan VA's Debt-to-Equity compare to PBNK and PROV?
According to the Banks industry distribution chart, Bank of Botetourt Buchanan VA ranks #356 out of 1421 companies for Debt-to-Equity. This puts Bank of Botetourt Buchanan VA in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Historically, Bank of Botetourt Buchanan VA's own Debt-to-Equity has ranged from 0.05 to 1.04 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank of Botetourt Buchanan VA and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Botetourt Buchanan VA's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Botetourt Buchanan VA stock overvalued right now?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA (BORT) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.01, compared to a current price of $55.00 — trading 30.9% above its estimated fair value. The current Debt-to-Equity is 0.00. Bank of Botetourt Buchanan VA's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bank of Botetourt Buchanan VA (BORT), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Botetourt Buchanan VA (BORT) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA stock appears to be overvalued.
The current stock price of $55.00 is trading 30.9% above its estimated GF Value™ of $42.01.
GuruFocus considers Bank of Botetourt Buchanan VA to be Significantly Overvalued.
Key valuation signals for BORT:
Debt-to-Equity: 0.00
GF Value™: $42.01 vs. price of $55.00 (30.9% above fair value)
No single metric tells the full story. See the BORT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Botetourt Buchanan VA is a Virginia state-chartered bank. The Bank provides full banking services through fourteen branch offices in Botetourt, Roanoke, Rockbridge, and Franklin counties, the Cities of Roanoke and Salem, and the Town of Vinton, all in Virginia. It provides personal, business, mortgage and wealth services to its customers. Its loans segment consit of commercial loans, commercial real estate loans, consumer loans, residential real estate loans, and agricultural & raw land loans. The bank operates in single segment.
64GF Score
Get the complete analysis for BORT
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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