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Bank of Botetourt Buchanan VA has the Financial Strength Rank of 4.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
GuruFocus does not calculate Bank of Botetourt Buchanan VA's interest coverage with the available data.
Bank of Botetourt Buchanan VA's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.20.
Altman Z-Score does not apply to banks and insurance companies.
Bank of Botetourt Buchanan VA (OTCPK:BORT) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Bank of Botetourt Buchanan VA has the Financial Strength Rank of 4.
Bank of Botetourt Buchanan VA Financial Strength Related Terms
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Bank of Botetourt Buchanan VA has enough cash to cover all of its debt. Its financial situation is stable.
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Botetourt Buchanan VA (BORT) has a Financial Strength of 4 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Bank of Botetourt Buchanan VA and its competitors. This is near median its historical median of 4.00. Over the past decade, Bank of Botetourt Buchanan VA's Financial Strength has ranged from 3.00 to 4.00.
Is Bank of Botetourt Buchanan VA's Financial Strength too high?
Bank of Botetourt Buchanan VA's current Financial Strength of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 4.00. Overall, Bank of Botetourt Buchanan VA has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Botetourt Buchanan VA's Financial Strength compare to OPHC and BNCC?
Bank of Botetourt Buchanan VA's Financial Strength of 4 can be compared against companies in the Banks industry. Historically, Bank of Botetourt Buchanan VA's own Financial Strength has ranged from 3.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Bank of Botetourt Buchanan VA and its competitors. Bank of Botetourt Buchanan VA's current Financial Strength is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Botetourt Buchanan VA stock overvalued right now?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA (BORT) is currently considered Modestly Overvalued. The stock's GF Value™ is $45.86, compared to a current price of $57.21 — trading 24.7% above its estimated fair value. The current Financial Strength is 4, which is near median its 10-year median of 4.00. Bank of Botetourt Buchanan VA's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Bank of Botetourt Buchanan VA (BORT), the current Financial Strength is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Botetourt Buchanan VA (BORT) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA stock appears to be overvalued.
The current stock price of $57.21 is trading 24.7% above its estimated GF Value™ of $45.86.
GuruFocus considers Bank of Botetourt Buchanan VA to be Modestly Overvalued.
Key valuation signals for BORT:
Financial Strength: 4 (near median its 10-year median of 4.00)
GF Value™: $45.86 vs. price of $57.21 (24.7% above fair value)
No single metric tells the full story. See the BORT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Botetourt Buchanan VA is a Virginia state-chartered bank. The Bank provides full banking services through fourteen branch offices in Botetourt, Roanoke, Rockbridge, and Franklin counties, the Cities of Roanoke and Salem, and the Town of Vinton, all in Virginia. It provides personal, business, mortgage and wealth services to its customers. Its loans segment consit of commercial loans, commercial real estate loans, consumer loans, residential real estate loans, and agricultural & raw land loans. The bank operates in single segment.
64GF Score
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