BORT (Bank of Botetourt Buchanan VA) Margin of Safety % (DCF Earnings Based): 35.36% (As of Aug. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BORT Bank of Botetourt Buchanan VA BORT
64 GF Score
Price $55.00
GF Value $42.01
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bank of Botetourt Buchanan VA Margin of Safety % (DCF Earnings Based)?

Bank of Botetourt Buchanan VA BORT -0.11% 64 Margin of Safety % (DCF Earnings Based) is 35.36% as of Aug. 04, 2026. GuruFocus rates BORT with a GF Score™ of 64/100 and a GF Value™ of $42.01 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-08-04), Bank of Botetourt Buchanan VA's Predictability Rank is 4.5-Stars. Bank of Botetourt Buchanan VA's intrinsic value calculated from the Discounted Earnings model is $85.09 and current share price is $55.00. Consequently,

Bank of Botetourt Buchanan VA's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 35.36%.


BORT vs PBNK, PROV, RVSB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Bank of Botetourt Buchanan VA's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Botetourt Buchanan VA Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Botetourt Buchanan VA's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Bank of Botetourt Buchanan VA's Margin of Safety % (DCF Earnings Based) falls into.


BORT
64GF Score
Bank of Botetourt Buchanan VA BORT
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Botetourt Buchanan VA Margin of Safety % (DCF Earnings Based) Calculation

Bank of Botetourt Buchanan VA's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(85.09-55.00)/85.09
=35.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 35.36% mean?
Bank of Botetourt Buchanan VA (BORT) has a Margin of Safety % (DCF Earnings Based) of 35.36% as of Aug. 04, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Bank of Botetourt Buchanan VA.
Is Bank of Botetourt Buchanan VA's Margin of Safety % (DCF Earnings Based) too high?
Bank of Botetourt Buchanan VA's current Margin of Safety % (DCF Earnings Based) is 35.36%. Overall, Bank of Botetourt Buchanan VA has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Botetourt Buchanan VA's Margin of Safety % (DCF Earnings Based) compare to PBNK and PROV?
Bank of Botetourt Buchanan VA's Margin of Safety % (DCF Earnings Based) of 35.36% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Bank of Botetourt Buchanan VA. Bank of Botetourt Buchanan VA's current Margin of Safety % (DCF Earnings Based) is 35.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Botetourt Buchanan VA stock overvalued right now?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA (BORT) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.01, compared to a current price of $55.00 — trading 30.9% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 35.36%. Bank of Botetourt Buchanan VA's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Bank of Botetourt Buchanan VA (BORT), the current Margin of Safety % (DCF Earnings Based) is 35.36% as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Botetourt Buchanan VA (BORT) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA stock appears to be overvalued. The current stock price of $55.00 is trading 30.9% above its estimated GF Value™ of $42.01. GuruFocus considers Bank of Botetourt Buchanan VA to be Significantly Overvalued.

Key valuation signals for BORT:

  • Margin of Safety % (DCF Earnings Based): 35.36%
  • GF Value™: $42.01 vs. price of $55.00 (30.9% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the BORT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Botetourt Buchanan VA Business Description

Address 19747 Main Street, P.O. Box 339, Buchanan, VA, USA, 24066
Bank of Botetourt Buchanan VA is a Virginia state-chartered bank. The Bank provides full banking services through fourteen branch offices in Botetourt, Roanoke, Rockbridge, and Franklin counties, the Cities of Roanoke and Salem, and the Town of Vinton, all in Virginia. It provides personal, business, mortgage and wealth services to its customers. Its loans segment consit of commercial loans, commercial real estate loans, consumer loans, residential real estate loans, and agricultural & raw land loans. The bank operates in single segment.
64GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.00
Price
$42.01
GF Value