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Exchange Banknta RosaEXSR 61 Equity-to-Asset is 0.11 as of Jun. 2026, which is 22% above its 10-year median of 0.09. GuruFocus rates EXSR with a GF Score™ of 61/100 and a GF Value™ of $115.60 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,524 Banks companies, Exchange Banknta Rosa ranks better than 63.98% on this metric.
Exchange Banknta Rosa (OTCPK:EXSR) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Exchange Banknta Rosa Equity-to-Asset Related Terms
Exchange Banknta Rosa Equity-to-Asset Historical Data
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The historical data trend for Exchange Banknta Rosa's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EXSR vs BPRN, FRAF, CBNA: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Exchange Banknta Rosa's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exchange Banknta Rosa Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Exchange Banknta Rosa's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Exchange Banknta Rosa's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Exchange Banknta Rosa's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Exchange Banknta Rosa (EXSR) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Exchange Banknta Rosa and its competitors. This is 22% above median its historical median of 0.09. Over the past decade, Exchange Banknta Rosa's Equity-to-Asset has ranged from 0.06 to 0.11. According to the industry distribution chart, Exchange Banknta Rosa ranks #549 out of 1524 companies in the Banks industry, placing it in the top 36%.
Is Exchange Banknta Rosa's Equity-to-Asset too high?
Exchange Banknta Rosa's current Equity-to-Asset of 0.11 is 22% above median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. Exchange Banknta Rosa's value of 0.11 is 10% above this industry median. Based on the distribution chart, Exchange Banknta Rosa ranks #549 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Exchange Banknta Rosa has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's Equity-to-Asset compare to BPRN and FRAF?
According to the Banks industry distribution chart, Exchange Banknta Rosa ranks #549 out of 1524 companies for Equity-to-Asset. This puts Exchange Banknta Rosa in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Exchange Banknta Rosa's value of 0.11 is 10% above this benchmark. Historically, Exchange Banknta Rosa's own Equity-to-Asset has ranged from 0.06 to 0.11 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Exchange Banknta Rosa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exchange Banknta Rosa's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Exchange Banknta Rosa and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exchange Banknta Rosa's current Equity-to-Asset is 0.11, which is 22% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.60, compared to a current price of $160.50 — trading 38.8% above its estimated fair value. The current Equity-to-Asset is 0.11, which is 22% above median its 10-year median of 0.09 and 10% above the Banks industry median of 0.10. Exchange Banknta Rosa's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?
Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued.
The current stock price of $160.50 is trading 38.8% above its estimated GF Value™ of $115.60.
GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.
Key valuation signals for EXSR:
Equity-to-Asset: 0.11 (22% above median its 10-year median of 0.09)
GF Value™: $115.60 vs. price of $160.50 (38.8% above fair value)
Industry Position: 10% above the Banks median (#549 of 1524)
No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
61GF Score
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