EXSR (Exchange Banknta Rosa) Enterprise Value: $123.3 Mil (As of Jul. 03, 2026) ***


EXSR Exchange Bank Santa Rosa EXSR
58 GF Score
Price $158.28
GF Value $115.66
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Exchange Banknta Rosa Enterprise Value?

Exchange Banknta Rosa EXSR -5.53% 58 Enterprise Value is $123.3 Mil as of Jul. 03, 2026. GuruFocus rates EXSR with a GF Score™ of 58/100 and a GF Value™ of $115.66 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Exchange Banknta Rosa's Enterprise Value is $123.3 Mil. Exchange Banknta Rosa's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $117.5 Mil. Therefore, Exchange Banknta Rosa's EV-to-Revenue ratio for today is 1.05.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Exchange Banknta Rosa's Enterprise Value is $123.3 Mil. Exchange Banknta Rosa's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.0 Mil. Therefore, Exchange Banknta Rosa's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Exchange Banknta Rosa's Enterprise Value is $123.3 Mil. Exchange Banknta Rosa's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.0 Mil. Therefore, Exchange Banknta Rosa's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Exchange Banknta Rosa  (OTCPK:EXSR) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Exchange Banknta Rosa's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=123.292/117.498
=1.05

Exchange Banknta Rosa's current Enterprise Value is $123.3 Mil.
Exchange Banknta Rosa's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $117.5 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Exchange Banknta Rosa's EV-to-OCF for today is:


Exchange Banknta Rosa's current Enterprise Value is $123.3 Mil.
Exchange Banknta Rosa's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Exchange Banknta Rosa's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=123.292/0
=

Exchange Banknta Rosa's current Enterprise Value is $123.3 Mil.
Exchange Banknta Rosa's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Exchange Banknta Rosa Enterprise Value Related Terms


Exchange Banknta Rosa Enterprise Value Historical Data

* Premium members only.

The historical data trend for Exchange Banknta Rosa's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Banknta Rosa Enterprise Value Chart

Exchange Banknta Rosa Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -99.79 85.69 308.50 190.66 74.77

Exchange Banknta Rosa Quarterly Data
Mar18 Jun18 Sep18 Dec18 Sep19 Sep20 Sep21 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 190.66 89.10 60.61 38.62 74.77

EXSR vs CCFN, WNEB, LRBI: Enterprise Value Comparison

For the Banks - Regional subindustry, Exchange Banknta Rosa's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Exchange Banknta Rosa Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Exchange Banknta Rosa's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Exchange Banknta Rosa's Enterprise Value falls into.


EXSR
58GF Score
Exchange Bank Santa Rosa EXSR
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Exchange Banknta Rosa Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Exchange Banknta Rosa's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Exchange Banknta Rosa's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $123.3 Mil mean?
Exchange Banknta Rosa (EXSR) has a Enterprise Value of $123.3 Mil as of Jul. 03, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Exchange Banknta Rosa and its competitors.
Is Exchange Banknta Rosa's Enterprise Value too high?
Exchange Banknta Rosa's current Enterprise Value is $123.3 Mil. Overall, Exchange Banknta Rosa has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's Enterprise Value compare to CCFN and WNEB?
Exchange Banknta Rosa's Enterprise Value of $123.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Exchange Banknta Rosa and its competitors. Exchange Banknta Rosa's current Enterprise Value is $123.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.66, compared to a current price of $158.28 — trading 36.8% above its estimated fair value. The current Enterprise Value is $123.3 Mil. Exchange Banknta Rosa's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current Enterprise Value is $123.3 Mil as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued. The current stock price of $158.28 is trading 36.8% above its estimated GF Value™ of $115.66. GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.

Key valuation signals for EXSR:

  • Enterprise Value: $123.3 Mil
  • GF Value™: $115.66 vs. price of $158.28 (36.8% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Exchange Banknta Rosa Business Description

Address 545 4th Street, P.O. Box 403, Santa Rosa, CA, USA, 95401
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
58GF Score

Get the complete analysis for EXSR

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$158.28
Price
$115.66
GF Value