Exchange Banknta RosaEXSR 58 5-Year Yield-on-Cost % is 6.13 as of Jul. 12, 2026, which is 48% above its 10-year median of 4.14. GuruFocus rates EXSR with a GF Score™ of 58/100 and a GF Value™ of $115.65 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,258 Banks companies, Exchange Banknta Rosa ranks better than 73.13% on this metric.
Exchange Banknta Rosa's yield on cost for the quarter that ended in Dec. 2025 was 6.13.
The historical rank and industry rank for Exchange Banknta Rosa's 5-Year Yield-on-Cost % or its related term are showing as below:
EXSR'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.39 Med: 4.14 Max: 10.71
Current: 6.13
During the past 13 years, Exchange Banknta Rosa's highest Yield on Cost was 10.71. The lowest was 1.39. And the median was 4.14.
EXSR's 5-Year Yield-on-Cost % is ranked better than 73.13% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs EXSR: 6.13
Exchange Banknta Rosa (OTCPK:EXSR) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Exchange Banknta Rosa 5-Year Yield-on-Cost % Related Terms
EXSR vs CCFN, WNEB, LRBI: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Exchange Banknta Rosa's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exchange Banknta Rosa 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Exchange Banknta Rosa's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Exchange Banknta Rosa's 5-Year Yield-on-Cost % falls into.
Exchange Banknta Rosa 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Exchange Banknta Rosa (EXSR) has a 5-Year Yield-on-Cost % of 6.13 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Exchange Banknta Rosa and its competitors. This is 48% above median its historical median of 4.14. Over the past decade, Exchange Banknta Rosa's 5-Year Yield-on-Cost % has ranged from 1.39 to 10.71. According to the industry distribution chart, Exchange Banknta Rosa ranks #338 out of 1258 companies in the Banks industry, placing it in the top 26.9%.
Is Exchange Banknta Rosa's 5-Year Yield-on-Cost % too high?
Exchange Banknta Rosa's current 5-Year Yield-on-Cost % of 6.13 is 48% above median its 10-year median of 4.14. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 10.71. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Exchange Banknta Rosa's value of 6.13 is 57.6% above this industry median. Based on the distribution chart, Exchange Banknta Rosa ranks #338 out of 1258 companies in the Banks industry, which is above the industry midpoint. Overall, Exchange Banknta Rosa has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's 5-Year Yield-on-Cost % compare to CCFN and WNEB?
According to the Banks industry distribution chart, Exchange Banknta Rosa ranks #338 out of 1258 companies for 5-Year Yield-on-Cost %. This puts Exchange Banknta Rosa in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Exchange Banknta Rosa's value of 6.13 is 57.6% above this benchmark. Historically, Exchange Banknta Rosa's own 5-Year Yield-on-Cost % has ranged from 1.39 to 10.71 over the past decade. While the company's 10-year median is 4.14 vs. the industry median of 3.89, Exchange Banknta Rosa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exchange Banknta Rosa's current 5-Year Yield-on-Cost % of 6.13 is 57.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Exchange Banknta Rosa and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exchange Banknta Rosa's current 5-Year Yield-on-Cost % is 6.13, which is 48% above median its own 10-year median of 4.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.65, compared to a current price of $167.00 — trading 44.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.13, which is 48% above median its 10-year median of 4.14 and 57.6% above the Banks industry median of 3.89. Exchange Banknta Rosa's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current 5-Year Yield-on-Cost % is 6.13 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?
Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued.
The current stock price of $167.00 is trading 44.4% above its estimated GF Value™ of $115.65.
GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.
Key valuation signals for EXSR:
5-Year Yield-on-Cost %: 6.13 (48% above median its 10-year median of 4.14)
GF Value™: $115.65 vs. price of $167.00 (44.4% above fair value)
Industry Position: 57.6% above the Banks median (#338 of 1258)
No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
58GF Score
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