EXSR (Exchange Banknta Rosa) Selling, General, & Admin. Expense: $43.5 Mil (TTM As of Dec. 2025)

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EXSR Exchange Bank Santa Rosa EXSR
58 GF Score
Price $166.00
GF Value $115.64
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Exchange Banknta Rosa Selling, General, & Admin. Expense?

Exchange Banknta Rosa EXSR +0.60% 58 Selling, General, & Admin. Expense is $43.5 Mil as of Dec. 2025. GuruFocus rates EXSR with a GF Score™ of 58/100 and a GF Value™ of $115.64 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Exchange Banknta Rosa's selling, general, & admin. expense for the three months ended in Dec. 2025 was $11.5 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $43.5 Mil.


Exchange Banknta Rosa  (OTCPK:EXSR) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Exchange Banknta Rosa Selling, General, & Admin. Expense Related Terms


Exchange Banknta Rosa Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Exchange Banknta Rosa's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Banknta Rosa Selling, General, & Admin. Expense Chart

Exchange Banknta Rosa Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.27 36.93 51.08 42.79 43.48

Exchange Banknta Rosa Quarterly Data
Mar18 Jun18 Sep18 Dec18 Sep19 Sep20 Sep21 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.57 10.78 10.76 10.40 11.55

EXSR vs CCFN, WNEB, LRBI: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Exchange Banknta Rosa's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Exchange Banknta Rosa Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Exchange Banknta Rosa's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Exchange Banknta Rosa's Selling, General, & Admin. Expense falls into.


EXSR
58GF Score
Exchange Bank Santa Rosa EXSR
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Exchange Banknta Rosa Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $43.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $43.5 Mil mean?
Exchange Banknta Rosa (EXSR) has a Selling, General, & Admin. Expense of $43.5 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Exchange Banknta Rosa and its competitors.
Is Exchange Banknta Rosa's Selling, General, & Admin. Expense too high?
Exchange Banknta Rosa's current Selling, General, & Admin. Expense is $43.5 Mil. Overall, Exchange Banknta Rosa has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's Selling, General, & Admin. Expense compare to CCFN and WNEB?
Exchange Banknta Rosa's Selling, General, & Admin. Expense of $43.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Exchange Banknta Rosa and its competitors. Exchange Banknta Rosa's current Selling, General, & Admin. Expense is $43.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.64, compared to a current price of $166.00 — trading 43.5% above its estimated fair value. The current Selling, General, & Admin. Expense is $43.5 Mil. Exchange Banknta Rosa's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current Selling, General, & Admin. Expense is $43.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued. The current stock price of $166.00 is trading 43.5% above its estimated GF Value™ of $115.64. GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.

Key valuation signals for EXSR:

  • Selling, General, & Admin. Expense: $43.5 Mil
  • GF Value™: $115.64 vs. price of $166.00 (43.5% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Exchange Banknta Rosa Business Description

Address 545 4th Street, P.O. Box 403, Santa Rosa, CA, USA, 95401
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
58GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$166.00
Price
$115.64
GF Value