Exchange Banknta RosaEXSR -5.53%58 Dividend Payout Ratio is 0.25 as of Dec. 2025, which is 14% above its 10-year median of 0.22. GuruFocus rates EXSR with a GF Score™ of 58/100 and a GF Value™ of $115.66 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,169 Banks companies, Exchange Banknta Rosa ranks better than 55% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Exchange Banknta Rosa's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.25.
The historical rank and industry rank for Exchange Banknta Rosa's Dividend Payout Ratio or its related term are showing as below:
EXSR'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.22 Max: 0.45
Current: 0.3
During the past 13 years, the highest Dividend Payout Ratio of Exchange Banknta Rosa was 0.45. The lowest was 0.14. And the median was 0.22.
EXSR's Dividend Payout Ratio is ranked better than 55% of 1169
companies
in the Banks industry
Industry Median: 0.32
vs EXSR: 0.30
During the past 13 years, the highest Trailing Annual Dividend Yield of Exchange Banknta Rosa was 5.49%. The lowest was 0.71%. And the median was 2.12%.
During the past 3 years, the average Dividends Per Share Growth Rate was 10.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Exchange Banknta Rosa was 36.50% per year. The lowest was 10.50% per year. And the median was 21.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Exchange Banknta Rosa (OTCPK:EXSR) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Exchange Banknta Rosa Dividend Payout Ratio Related Terms
Exchange Banknta Rosa Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Exchange Banknta Rosa's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EXSR vs CCFN, WNEB, LRBI: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Exchange Banknta Rosa's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exchange Banknta Rosa Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Exchange Banknta Rosa's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Exchange Banknta Rosa's Dividend Payout Ratio falls into.
Exchange Banknta Rosa Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Exchange Banknta Rosa's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Exchange Banknta Rosa (EXSR) has a Dividend Payout Ratio of 0.25 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Exchange Banknta Rosa and its competitors. This is 14% above median its historical median of 0.22. Over the past decade, Exchange Banknta Rosa's Dividend Payout Ratio has ranged from 0.14 to 0.45. According to the industry distribution chart, Exchange Banknta Rosa ranks #526 out of 1169 companies in the Banks industry, placing it in the top 45%.
Is Exchange Banknta Rosa's Dividend Payout Ratio too high?
Exchange Banknta Rosa's current Dividend Payout Ratio of 0.25 is 14% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.45. The Banks industry median Dividend Payout Ratio is 0.32. Exchange Banknta Rosa's value of 0.25 is 21.9% below this industry median. Based on the distribution chart, Exchange Banknta Rosa ranks #526 out of 1169 companies in the Banks industry, which is above the industry midpoint. Overall, Exchange Banknta Rosa has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's Dividend Payout Ratio compare to CCFN and WNEB?
According to the Banks industry distribution chart, Exchange Banknta Rosa ranks #526 out of 1169 companies for Dividend Payout Ratio. This puts Exchange Banknta Rosa in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Exchange Banknta Rosa's value of 0.25 is 21.9% below this benchmark. Historically, Exchange Banknta Rosa's own Dividend Payout Ratio has ranged from 0.14 to 0.45 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.32, Exchange Banknta Rosa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exchange Banknta Rosa's current Dividend Payout Ratio of 0.25 is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Exchange Banknta Rosa and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exchange Banknta Rosa's current Dividend Payout Ratio is 0.25, which is 14% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.66, compared to a current price of $158.28 — trading 36.8% above its estimated fair value. The current Dividend Payout Ratio is 0.25, which is 14% above median its 10-year median of 0.22 and 21.9% below the Banks industry median of 0.32. Exchange Banknta Rosa's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current Dividend Payout Ratio is 0.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?
Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued.
The current stock price of $158.28 is trading 36.8% above its estimated GF Value™ of $115.66.
GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.
Key valuation signals for EXSR:
Dividend Payout Ratio: 0.25 (14% above median its 10-year median of 0.22)
GF Value™: $115.66 vs. price of $158.28 (36.8% above fair value)
Industry Position: 21.9% below the Banks median (#526 of 1169)
No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
58GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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