EXSR (Exchange Banknta Rosa) Shareholder Yield % : 57.69% (As of Dec. 2025) — 1077% Above Median


EXSR Exchange Bank Santa Rosa EXSR
58 GF Score
Price $158.28
GF Value $115.66
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Exchange Banknta Rosa Shareholder Yield %?

Exchange Banknta Rosa EXSR -5.53% 58 Shareholder Yield % is 57.69% as of Dec. 2025, which is 1077% above its 10-year median of 4.90. GuruFocus rates EXSR with a GF Score™ of 58/100 and a GF Value™ of $115.66 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Exchange Banknta Rosa ranks better than 96.21% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Exchange Banknta Rosa's Shareholder Yield % was 57.69%.


Exchange Banknta Rosa  (OTCPK:EXSR) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Exchange Banknta Rosa Shareholder Yield % Related Terms


Exchange Banknta Rosa Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Exchange Banknta Rosa's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Banknta Rosa Shareholder Yield % Chart

Exchange Banknta Rosa Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.78 2.33 5.15 6.60 74.31

Exchange Banknta Rosa Quarterly Data
Mar18 Jun18 Sep18 Dec18 Sep19 Sep20 Sep21 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.60 44.02 81.89 86.44 74.31

EXSR vs CCFN, WNEB, LRBI: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Exchange Banknta Rosa's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Exchange Banknta Rosa Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Exchange Banknta Rosa's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Exchange Banknta Rosa's Shareholder Yield % falls into.


EXSR
58GF Score
Exchange Bank Santa Rosa EXSR
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Exchange Banknta Rosa Shareholder Yield % Calculation

Exchange Banknta Rosa's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=4.00 %+0.00 %+70.31 %
=74.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 57.69% mean?
Exchange Banknta Rosa (EXSR) has a Shareholder Yield % of 57.69% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Exchange Banknta Rosa and its competitors. This is 1077% above median its historical median of 4.90. According to the industry distribution chart, Exchange Banknta Rosa ranks #57 out of 1502 companies in the Banks industry, placing it in the top 3.8%.
Is Exchange Banknta Rosa's Shareholder Yield % too high?
Exchange Banknta Rosa's current Shareholder Yield % of 57.69% is 1077% above median its 10-year median of 4.90. The Banks industry median Shareholder Yield % is 1.56. Exchange Banknta Rosa's value of 57.69% is 3610% above this industry median. Based on the distribution chart, Exchange Banknta Rosa ranks #57 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Exchange Banknta Rosa has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's Shareholder Yield % compare to CCFN and WNEB?
According to the Banks industry distribution chart, Exchange Banknta Rosa ranks #57 out of 1502 companies for Shareholder Yield %. This places Exchange Banknta Rosa in the top 4% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.56. Exchange Banknta Rosa's value of 57.69% is 3610% above this benchmark. While the company's 10-year median is 4.90 vs. the industry median of 1.56, Exchange Banknta Rosa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.56, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exchange Banknta Rosa's current Shareholder Yield % of 57.69% is 3610% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Exchange Banknta Rosa and its competitors. For the Banks industry, the median Shareholder Yield % is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exchange Banknta Rosa's current Shareholder Yield % is 57.69%, which is 1077% above median its own 10-year median of 4.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.66, compared to a current price of $158.28 — trading 36.8% above its estimated fair value. The current Shareholder Yield % is 57.69%, which is 1077% above median its 10-year median of 4.90 and 3610% above the Banks industry median of 1.56. Exchange Banknta Rosa's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current Shareholder Yield % is 57.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued. The current stock price of $158.28 is trading 36.8% above its estimated GF Value™ of $115.66. GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.

Key valuation signals for EXSR:

  • Shareholder Yield %: 57.69% (1077% above median its 10-year median of 4.90)
  • GF Value™: $115.66 vs. price of $158.28 (36.8% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 3610% above the Banks median (#57 of 1502)

No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Exchange Banknta Rosa Business Description

Address 545 4th Street, P.O. Box 403, Santa Rosa, CA, USA, 95401
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
58GF Score

Get the complete analysis for EXSR

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$158.28
Price
$115.66
GF Value