EXSR (Exchange Banknta Rosa) Cyclically Adjusted PS Ratio: 2.28 (As of Jul. 11, 2026) — Near Median


EXSR Exchange Bank Santa Rosa EXSR
58 GF Score
Price $167.00
GF Value $115.65
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Exchange Banknta Rosa Cyclically Adjusted PS Ratio?

Exchange Banknta Rosa EXSR 58 Cyclically Adjusted PS Ratio is 2.28 as of Jul. 11, 2026, which is 6% above its 10-year median of 2.15. GuruFocus rates EXSR with a GF Score™ of 58/100 and a GF Value™ of $115.65 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,300 Banks companies, Exchange Banknta Rosa ranks better than 72.54% on this metric.

As of today (2026-07-11), Exchange Banknta Rosa's current share price is $167.00. Exchange Banknta Rosa's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was $73.38. Exchange Banknta Rosa's Cyclically Adjusted PS Ratio for today is 2.28.

The historical rank and industry rank for Exchange Banknta Rosa's Cyclically Adjusted PS Ratio or its related term are showing as below:

EXSR' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.19   Med: 2.15   Max: 3.67
Current: 2.16

During the past years, Exchange Banknta Rosa's highest Cyclically Adjusted PS Ratio was 3.67. The lowest was 1.19. And the median was 2.15.

EXSR's Cyclically Adjusted PS Ratio is ranked better than
72.54% of 1300 companies
in the Banks industry
Industry Median: 3.31 vs EXSR: 2.16

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Exchange Banknta Rosa's adjusted revenue per share data for the three months ended in Dec. 2025 was $17.715. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $73.38 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Exchange Banknta Rosa  (OTCPK:EXSR) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Exchange Banknta Rosa Cyclically Adjusted PS Ratio Related Terms


Exchange Banknta Rosa Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Exchange Banknta Rosa's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Banknta Rosa Cyclically Adjusted PS Ratio Chart

Exchange Banknta Rosa Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.80 2.92 1.46 1.54 1.77

Exchange Banknta Rosa Quarterly Data
Mar18 Jun18 Sep18 Dec18 Sep19 Sep20 Sep21 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.54 1.52 1.46 1.56 1.77

EXSR vs CCFN, WNEB, LRBI: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Exchange Banknta Rosa's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Exchange Banknta Rosa Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Exchange Banknta Rosa's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Exchange Banknta Rosa's Cyclically Adjusted PS Ratio falls into.


EXSR
58GF Score
Exchange Bank Santa Rosa EXSR
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Exchange Banknta Rosa Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Exchange Banknta Rosa's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=167.00/73.38
=2.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Banknta Rosa's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Exchange Banknta Rosa's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=17.715/324.0540*324.0540
=17.715

Current CPI (Dec. 2025) = 324.0540.

Exchange Banknta Rosa Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201303 10.567 232.773 14.711
201306 10.998 233.504 15.263
201309 12.174 234.149 16.848
201312 12.347 233.049 17.168
201403 11.613 236.293 15.926
201406 12.291 238.343 16.711
201409 12.922 238.031 17.592
201412 12.267 234.812 16.929
201503 12.874 236.119 17.669
201506 12.922 238.638 17.547
201509 13.030 237.945 17.745
201512 13.171 236.525 18.045
201603 13.175 238.132 17.929
201606 13.453 241.018 18.088
201609 13.779 241.428 18.495
201612 14.022 241.432 18.821
201703 15.231 243.801 20.245
201706 15.198 244.955 20.106
201709 15.180 246.819 19.930
201712 15.793 246.524 20.760
201803 18.300 249.554 23.763
201806 16.692 251.989 21.466
201809 17.127 252.439 21.986
201812 17.337 251.233 22.362
201909 18.157 256.759 22.916
202009 17.096 260.280 21.285
202109 17.233 274.310 20.358
202209 18.956 296.808 20.696
202303 17.953 301.836 19.275
202306 16.693 305.109 17.730
202309 15.995 307.789 16.840
202312 15.956 306.746 16.856
202403 15.175 312.332 15.745
202406 15.208 314.175 15.686
202409 15.092 315.301 15.511
202412 15.581 315.605 15.998
202503 15.935 319.799 16.147
202506 16.980 322.561 17.059
202509 17.921 324.800 17.880
202512 17.715 324.054 17.715

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.28 mean?
Exchange Banknta Rosa (EXSR) has a Cyclically Adjusted PS Ratio of 2.28 as of Jul. 11, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Exchange Banknta Rosa and its competitors. This is near median its historical median of 2.15. Over the past decade, Exchange Banknta Rosa's Cyclically Adjusted PS Ratio has ranged from 1.19 to 3.67. According to the industry distribution chart, Exchange Banknta Rosa ranks #357 out of 1300 companies in the Banks industry, placing it in the top 27.5%.
Is Exchange Banknta Rosa's Cyclically Adjusted PS Ratio too high?
Exchange Banknta Rosa's current Cyclically Adjusted PS Ratio of 2.28 is near median its 10-year median of 2.15. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 3.67. The Banks industry median Cyclically Adjusted PS Ratio is 3.31. Exchange Banknta Rosa's value of 2.28 is 31.1% below this industry median. Based on the distribution chart, Exchange Banknta Rosa ranks #357 out of 1300 companies in the Banks industry, which is above the industry midpoint. Overall, Exchange Banknta Rosa has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's Cyclically Adjusted PS Ratio compare to CCFN and WNEB?
According to the Banks industry distribution chart, Exchange Banknta Rosa ranks #357 out of 1300 companies for Cyclically Adjusted PS Ratio. This puts Exchange Banknta Rosa in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.31. Exchange Banknta Rosa's value of 2.28 is 31.1% below this benchmark. Historically, Exchange Banknta Rosa's own Cyclically Adjusted PS Ratio has ranged from 1.19 to 3.67 over the past decade. While the company's 10-year median is 2.15 vs. the industry median of 3.31, Exchange Banknta Rosa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.31, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exchange Banknta Rosa's current Cyclically Adjusted PS Ratio of 2.28 is 31.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Exchange Banknta Rosa and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exchange Banknta Rosa's current Cyclically Adjusted PS Ratio is 2.28, which is near median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.65, compared to a current price of $167.00 — trading 44.4% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.28, which is near median its 10-year median of 2.15 and 31.1% below the Banks industry median of 3.31. Exchange Banknta Rosa's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current Cyclically Adjusted PS Ratio is 2.28 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued. The current stock price of $167.00 is trading 44.4% above its estimated GF Value™ of $115.65. GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.

Key valuation signals for EXSR:

  • Cyclically Adjusted PS Ratio: 2.28 (near median its 10-year median of 2.15)
  • GF Value™: $115.65 vs. price of $167.00 (44.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 31.1% below the Banks median (#357 of 1300)

No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Exchange Banknta Rosa Business Description

Address 545 4th Street, P.O. Box 403, Santa Rosa, CA, USA, 95401
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
58GF Score

Get the complete analysis for EXSR

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$167.00
Price
$115.65
GF Value