EXSR (Exchange Banknta Rosa) Long-Term Debt: $40.0 Mil (As of Dec. 2025)


EXSR Exchange Bank Santa Rosa EXSR
62 GF Score
Price $165.00
GF Value $115.66
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Exchange Banknta Rosa Long-Term Debt?

Exchange Banknta Rosa EXSR +4.25% 62 Long-Term Debt is $40.0 Mil as of Dec. 2025. GuruFocus rates EXSR with a GF Score™ of 62/100 and a GF Value™ of $115.66 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Exchange Banknta Rosa's Long-Term Debt for the quarter that ended in Dec. 2025 was $40.0 Mil.

Exchange Banknta Rosa's quarterly Long-Term Debt stayed the same from Jun. 2025 ($40.0 Mil) to Sep. 2025 ($40.0 Mil) and stayed the same from Sep. 2025 ($40.0 Mil) to Dec. 2025 ($40.0 Mil).

Exchange Banknta Rosa's annual Long-Term Debt declined from Dec. 2023 ($225.0 Mil) to Dec. 2024 ($140.0 Mil) and declined from Dec. 2024 ($140.0 Mil) to Dec. 2025 ($40.0 Mil).

Exchange Banknta Rosa  (OTCPK:EXSR) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Exchange Banknta Rosa Long-Term Debt Related Terms

Exchange Banknta Rosa Long-Term Debt Historical Data

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The historical data trend for Exchange Banknta Rosa's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Banknta Rosa Long-Term Debt Chart

Exchange Banknta Rosa Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 225.00 140.00 40.00

Exchange Banknta Rosa Quarterly Data
Mar18 Jun18 Sep18 Dec18 Sep19 Sep20 Sep21 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 140.00 40.00 40.00 40.00 40.00
EXSR
62GF Score
Exchange Bank Santa Rosa EXSR
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $40.0 Mil mean?
Exchange Banknta Rosa (EXSR) has a Long-Term Debt of $40.0 Mil as of Dec. 2025.
Is Exchange Banknta Rosa's Long-Term Debt too high?
Exchange Banknta Rosa's current Long-Term Debt is $40.0 Mil. Overall, Exchange Banknta Rosa has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's Long-Term Debt compare to CCFN and WNEB?
Exchange Banknta Rosa's Long-Term Debt of $40.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Exchange Banknta Rosa's current Long-Term Debt is $40.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.66, compared to a current price of $165.00 — trading 42.7% above its estimated fair value. The current Long-Term Debt is $40.0 Mil. Exchange Banknta Rosa's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current Long-Term Debt is $40.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued. The current stock price of $165.00 is trading 42.7% above its estimated GF Value™ of $115.66. GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.

Key valuation signals for EXSR:

  • Long-Term Debt: $40.0 Mil
  • GF Value™: $115.66 vs. price of $165.00 (42.7% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Exchange Banknta Rosa Business Description

Address 545 4th Street, P.O. Box 403, Santa Rosa, CA, USA, 95401
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
62GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$165.00
Price
$115.66
GF Value