EXSR (Exchange Banknta Rosa) Asset Turnover: 0.01 (As of Dec. 2025)


EXSR Exchange Bank Santa Rosa EXSR
58 GF Score
Price $165.00
GF Value $115.67
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Exchange Banknta Rosa Asset Turnover?

Exchange Banknta Rosa EXSR -2.94% 58 Asset Turnover is 0.01 as of Dec. 2025. GuruFocus rates EXSR with a GF Score™ of 58/100 and a GF Value™ of $115.67 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Exchange Banknta Rosa's Revenue for the three months ended in Dec. 2025 was $30.4 Mil. Exchange Banknta Rosa's Total Assets for the quarter that ended in Dec. 2025 was $3,306.2 Mil. Therefore, Exchange Banknta Rosa's Asset Turnover for the quarter that ended in Dec. 2025 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Exchange Banknta Rosa's annualized ROE % for the quarter that ended in Dec. 2025 was 10.31%. It is also linked to ROA % through Du Pont Formula. Exchange Banknta Rosa's annualized ROA % for the quarter that ended in Dec. 2025 was 1.06%.


Exchange Banknta Rosa  (OTCPK:EXSR) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Exchange Banknta Rosa's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=35.02/339.719
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(35.02 / 121.456)*(121.456 / 3306.24)*(3306.24/ 339.719)
=Net Margin %*Asset Turnover*Equity Multiplier
=28.83 %*0.0367*9.7323
=ROA %*Equity Multiplier
=1.06 %*9.7323
=10.31 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Exchange Banknta Rosa's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=35.02/3306.24
=(Net Income / Revenue)*(Revenue / Total Assets)
=(35.02 / 121.456)*(121.456 / 3306.24)
=Net Margin %*Asset Turnover
=28.83 %*0.0367
=1.06 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Exchange Banknta Rosa Asset Turnover Related Terms


Exchange Banknta Rosa Asset Turnover Historical Data

* Premium members only.

The historical data trend for Exchange Banknta Rosa's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Banknta Rosa Asset Turnover Chart

Exchange Banknta Rosa Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.05 0.04 0.03 0.04

Exchange Banknta Rosa Quarterly Data
Mar18 Jun18 Sep18 Dec18 Sep19 Sep20 Sep21 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

EXSR vs OVLY, FDBC, FFBB: Asset Turnover Comparison

For the Banks - Regional subindustry, Exchange Banknta Rosa's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Exchange Banknta Rosa Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Exchange Banknta Rosa's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Exchange Banknta Rosa's Asset Turnover falls into.


EXSR
58GF Score
Exchange Bank Santa Rosa EXSR
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Exchange Banknta Rosa Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Exchange Banknta Rosa's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=117.498/( (3300.488+3304.145)/ 2 )
=117.498/3302.3165
=0.04

Exchange Banknta Rosa's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=30.364/( (3308.335+3304.145)/ 2 )
=30.364/3306.24
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Exchange Banknta Rosa (EXSR) has a Asset Turnover of 0.01 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Exchange Banknta Rosa and its competitors.
Is Exchange Banknta Rosa's Asset Turnover too high?
Exchange Banknta Rosa's current Asset Turnover is 0.01. Overall, Exchange Banknta Rosa has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Banknta Rosa's Asset Turnover compare to OVLY and FDBC?
Exchange Banknta Rosa's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Exchange Banknta Rosa and its competitors. Exchange Banknta Rosa's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Banknta Rosa stock overvalued right now?
Based on GuruFocus' analysis, Exchange Banknta Rosa (EXSR) is currently considered Significantly Overvalued. The stock's GF Value™ is $115.67, compared to a current price of $165.00 — trading 42.6% above its estimated fair value. The current Asset Turnover is 0.01. Exchange Banknta Rosa's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Exchange Banknta Rosa (EXSR), the current Asset Turnover is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Banknta Rosa (EXSR) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Banknta Rosa stock appears to be overvalued. The current stock price of $165.00 is trading 42.6% above its estimated GF Value™ of $115.67. GuruFocus considers Exchange Banknta Rosa to be Significantly Overvalued.

Key valuation signals for EXSR:

  • Asset Turnover: 0.01
  • GF Value™: $115.67 vs. price of $165.00 (42.6% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the EXSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Exchange Banknta Rosa Business Description

Address 545 4th Street, P.O. Box 403, Santa Rosa, CA, USA, 95401
Exchange Bank Santa Rosa together with its subsidiaries, provides community banking services to individuals and businesses. The bank is a full service community bank providing a range of commercial, retail banking, and trust and investment management services to individuals and businesses.
58GF Score

Get the complete analysis for EXSR

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$165.00
Price
$115.67
GF Value