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North Dallas Bank & Trust Co (OTCPK:NODB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
North Dallas Bank & Trust Co Equity-to-Asset Related Terms
North Dallas Bank & Trust Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
North Dallas Bank & Trust Co Equity-to-Asset Chart
NODB vs BEOB, ENBP, BKUT: Equity-to-Asset Comparison
For the Banks - Regional subindustry, North Dallas Bank & Trust Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
North Dallas Bank & Trust Co Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where North Dallas Bank & Trust Co's Equity-to-Asset falls into.
North Dallas Bank & Trust Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
North Dallas Bank & Trust Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
North Dallas Bank & Trust Co (NODB) has a Equity-to-Asset of 0.10 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on North Dallas Bank & Trust Co and its competitors. This is near median its historical median of 0.10. Over the past decade, North Dallas Bank & Trust Co's Equity-to-Asset has ranged from 0.09 to 0.12. According to the industry distribution chart, North Dallas Bank & Trust Co ranks #692 out of 1518 companies in the Banks industry, placing it in the top 45.6%.
Is North Dallas Bank & Trust Co's Equity-to-Asset too high?
North Dallas Bank & Trust Co's current Equity-to-Asset of 0.10 is near median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. North Dallas Bank & Trust Co's value of 0.10 is 0% at this industry median. Based on the distribution chart, North Dallas Bank & Trust Co ranks #692 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, North Dallas Bank & Trust Co has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's Equity-to-Asset compare to BEOB and ENBP?
According to the Banks industry distribution chart, North Dallas Bank & Trust Co ranks #692 out of 1518 companies for Equity-to-Asset. This puts North Dallas Bank & Trust Co in the upper half of its industry. The industry median Equity-to-Asset is 0.10. North Dallas Bank & Trust Co's value of 0.10 is 0% at this benchmark. Historically, North Dallas Bank & Trust Co's own Equity-to-Asset has ranged from 0.09 to 0.12 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, North Dallas Bank & Trust Co has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. North Dallas Bank & Trust Co's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on North Dallas Bank & Trust Co and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Dallas Bank & Trust Co's current Equity-to-Asset is 0.10, which is near median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.92, compared to a current price of $66.10 — trading 12.2% above its estimated fair value. The current Equity-to-Asset is 0.10, which is near median its 10-year median of 0.10 and 0% at the Banks industry median of 0.10. North Dallas Bank & Trust Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current Equity-to-Asset is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued.
The current stock price of $66.10 is trading 12.2% above its estimated GF Value™ of $58.92.
GuruFocus considers North Dallas Bank & Trust Co to be Modestly Overvalued.
Key valuation signals for NODB:
Equity-to-Asset: 0.10 (near median its 10-year median of 0.10)
GF Value™: $58.92 vs. price of $66.10 (12.2% above fair value)
Industry Position: 0% at the Banks median (#692 of 1518)
No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
66GF Score
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