NODB (North Dallas Bank & Trust Co) FCF Margin %: -11.65% (As of Dec. 2025)


NODB North Dallas Bank & Trust Co NODB
59 GF Score
Price $63.50
GF Value $58.96
Valuation Fairly Valued
! 1 Warning Sign
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What is North Dallas Bank & Trust Co FCF Margin %?

North Dallas Bank & Trust Co NODB -0.16% 59 FCF Margin % is -11.65% as of Dec. 2025. GuruFocus rates NODB with a GF Score™ of 59/100 and a GF Value™ of $58.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,505 Banks companies, North Dallas Bank & Trust Co ranks worse than 77.87% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. North Dallas Bank & Trust Co's Free Cash Flow for the six months ended in Dec. 2025 was $-5.64 Mil. North Dallas Bank & Trust Co's Revenue for the six months ended in Dec. 2025 was $48.40 Mil. Therefore, North Dallas Bank & Trust Co's FCF Margin % for the quarter that ended in Dec. 2025 was -11.65%.

As of today, North Dallas Bank & Trust Co's current FCF Yield % is -3.46%.

The historical rank and industry rank for North Dallas Bank & Trust Co's FCF Margin % or its related term are showing as below:

NODB' s FCF Margin % Range Over the Past 10 Years
Min: -11.65   Med: 13.44   Max: 23.2
Current: -11.65


During the past 13 years, the highest FCF Margin % of North Dallas Bank & Trust Co was 23.20%. The lowest was -11.65%. And the median was 13.44%.

NODB's FCF Margin % is ranked worse than
77.87% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs NODB: -11.65


North Dallas Bank & Trust Co FCF Margin % Related Terms


North Dallas Bank & Trust Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for North Dallas Bank & Trust Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Dallas Bank & Trust Co FCF Margin % Chart

North Dallas Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.70 15.93 13.44 -7.10 -11.65

North Dallas Bank & Trust Co Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.70 15.93 13.44 -7.10 -11.65

NODB vs SBKO, CPKF, BKUT: FCF Margin % Comparison

For the Banks - Regional subindustry, North Dallas Bank & Trust Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


North Dallas Bank & Trust Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where North Dallas Bank & Trust Co's FCF Margin % falls into.


NODB
59GF Score
North Dallas Bank & Trust Co NODB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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North Dallas Bank & Trust Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

North Dallas Bank & Trust Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-5.638/48.401
=-11.65 %

North Dallas Bank & Trust Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-5.638/48.401
=-11.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -11.65% mean?
North Dallas Bank & Trust Co (NODB) has a FCF Margin % of -11.65% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on North Dallas Bank & Trust Co and its competitors. According to the industry distribution chart, North Dallas Bank & Trust Co ranks #1172 out of 1505 companies in the Banks industry, placing it in the top 77.9%.
Is North Dallas Bank & Trust Co's FCF Margin % too high?
North Dallas Bank & Trust Co's current FCF Margin % is -11.65%. Based on the distribution chart, North Dallas Bank & Trust Co ranks #1172 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, North Dallas Bank & Trust Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's FCF Margin % compare to SBKO and CPKF?
According to the Banks industry distribution chart, North Dallas Bank & Trust Co ranks #1172 out of 1505 companies for FCF Margin %. This places North Dallas Bank & Trust Co in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on North Dallas Bank & Trust Co and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Dallas Bank & Trust Co's current FCF Margin % is -11.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $63.50 — trading 7.7% above its estimated fair value. The current FCF Margin % is -11.65%. North Dallas Bank & Trust Co's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current FCF Margin % is -11.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?

Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued. The current stock price of $63.50 is trading 7.7% above its estimated GF Value™ of $58.96. GuruFocus considers North Dallas Bank & Trust Co to be Fairly Valued.

Key valuation signals for NODB:

  • FCF Margin %: -11.65%
  • GF Value™: $58.96 vs. price of $63.50 (7.7% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Dallas Bank & Trust Co Business Description

Address 12900 Preston Road, Dallas, TX, USA, 75230-1329
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
59GF Score

Get the complete analysis for NODB

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.50
Price
$58.96
GF Value