NODB (North Dallas Bank & Trust Co) Asset Turnover: 0.03 (As of Dec. 2025)


NODB North Dallas Bank & Trust Co NODB
59 GF Score
Price $64.05
GF Value $58.96
Valuation Fairly Valued
! 1 Warning Sign
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What is North Dallas Bank & Trust Co Asset Turnover?

North Dallas Bank & Trust Co NODB +0.39% 59 Asset Turnover is 0.03 as of Dec. 2025. GuruFocus rates NODB with a GF Score™ of 59/100 and a GF Value™ of $58.96 (Fairly Valued). The stock has 1 warning sign investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. North Dallas Bank & Trust Co's Revenue for the six months ended in Dec. 2025 was $48.40 Mil. North Dallas Bank & Trust Co's Total Assets for the quarter that ended in Dec. 2025 was $1,889.89 Mil. Therefore, North Dallas Bank & Trust Co's Asset Turnover for the quarter that ended in Dec. 2025 was 0.03.

Asset Turnover is linked to ROE % through Du Pont Formula. North Dallas Bank & Trust Co's annualized ROE % for the quarter that ended in Dec. 2025 was 9.71%. It is also linked to ROA % through Du Pont Formula. North Dallas Bank & Trust Co's annualized ROA % for the quarter that ended in Dec. 2025 was 0.91%.


North Dallas Bank & Trust Co  (OTCPK:NODB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

North Dallas Bank & Trust Co's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=17.222/177.32
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(17.222 / 96.802)*(96.802 / 1889.892)*(1889.892/ 177.32)
=Net Margin %*Asset Turnover*Equity Multiplier
=17.79 %*0.0512*10.6581
=ROA %*Equity Multiplier
=0.91 %*10.6581
=9.71 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

North Dallas Bank & Trust Co's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=17.222/1889.892
=(Net Income / Revenue)*(Revenue / Total Assets)
=(17.222 / 96.802)*(96.802 / 1889.892)
=Net Margin %*Asset Turnover
=17.79 %*0.0512
=0.91 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


North Dallas Bank & Trust Co Asset Turnover Related Terms


North Dallas Bank & Trust Co Asset Turnover Historical Data

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The historical data trend for North Dallas Bank & Trust Co's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Dallas Bank & Trust Co Asset Turnover Chart

North Dallas Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.02 0.02 0.03

North Dallas Bank & Trust Co Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.02 0.02 0.03

NODB vs EMYB, HNVR, MNAT: Asset Turnover Comparison

For the Banks - Regional subindustry, North Dallas Bank & Trust Co's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


North Dallas Bank & Trust Co Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's Asset Turnover distribution charts can be found below:

* The bar in red indicates where North Dallas Bank & Trust Co's Asset Turnover falls into.


NODB
59GF Score
North Dallas Bank & Trust Co NODB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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North Dallas Bank & Trust Co Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

North Dallas Bank & Trust Co's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=48.401/( (1909.713+1870.071)/ 2 )
=48.401/1889.892
=0.03

North Dallas Bank & Trust Co's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=48.401/( (1909.713+1870.071)/ 2 )
=48.401/1889.892
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.03 mean?
North Dallas Bank & Trust Co (NODB) has a Asset Turnover of 0.03 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on North Dallas Bank & Trust Co and its competitors.
Is North Dallas Bank & Trust Co's Asset Turnover too high?
North Dallas Bank & Trust Co's current Asset Turnover is 0.03. Overall, North Dallas Bank & Trust Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's Asset Turnover compare to EMYB and HNVR?
North Dallas Bank & Trust Co's Asset Turnover of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on North Dallas Bank & Trust Co and its competitors. North Dallas Bank & Trust Co's current Asset Turnover is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $64.05 — trading 8.6% above its estimated fair value. The current Asset Turnover is 0.03. North Dallas Bank & Trust Co's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current Asset Turnover is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?

Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued. The current stock price of $64.05 is trading 8.6% above its estimated GF Value™ of $58.96. GuruFocus considers North Dallas Bank & Trust Co to be Fairly Valued.

Key valuation signals for NODB:

  • Asset Turnover: 0.03
  • GF Value™: $58.96 vs. price of $64.05 (8.6% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Dallas Bank & Trust Co Business Description

Address 12900 Preston Road, Dallas, TX, USA, 75230-1329
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
59GF Score

Get the complete analysis for NODB

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.05
Price
$58.96
GF Value