The historical rank and industry rank for North Dallas Bank & Trust Co's Net Margin % or its related term are showing as below:
NODB'
s Net Margin % Range Over the Past 10 Years
Min: 8.55 Med: 18.2 Max: 30.57
Current: 17.79
NODB's Net Margin % is ranked worse than 75.57% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs NODB: 17.79
North Dallas Bank & Trust Co (OTCPK:NODB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
North Dallas Bank & Trust Co Net Margin % Related Terms
North Dallas Bank & Trust Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, North Dallas Bank & Trust Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
North Dallas Bank & Trust Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where North Dallas Bank & Trust Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
North Dallas Bank & Trust Co (NODB) has a Net Margin % of 17.79% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on North Dallas Bank & Trust Co and its competitors. This is near median its historical median of 18.20. Over the past decade, North Dallas Bank & Trust Co's Net Margin % has ranged from 8.55 to 30.57. According to the industry distribution chart, North Dallas Bank & Trust Co ranks #1154 out of 1527 companies in the Banks industry, placing it in the top 75.6%.
Is North Dallas Bank & Trust Co's Net Margin % too high?
North Dallas Bank & Trust Co's current Net Margin % of 17.79% is near median its 10-year median of 18.20. Over the past 10 years, this metric has ranged from a low of 8.55 to a high of 30.57. The Banks industry median Net Margin % is 26.95. North Dallas Bank & Trust Co's value of 17.79% is 34% below this industry median. Based on the distribution chart, North Dallas Bank & Trust Co ranks #1154 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, North Dallas Bank & Trust Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's Net Margin % compare to SBKO and CPKF?
According to the Banks industry distribution chart, North Dallas Bank & Trust Co ranks #1154 out of 1527 companies for Net Margin %. This places North Dallas Bank & Trust Co in the lower half of its industry. The industry median Net Margin % is 26.95. North Dallas Bank & Trust Co's value of 17.79% is 34% below this benchmark. Historically, North Dallas Bank & Trust Co's own Net Margin % has ranged from 8.55 to 30.57 over the past decade. While the company's 10-year median is 18.20 vs. the industry median of 26.95, North Dallas Bank & Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. North Dallas Bank & Trust Co's current Net Margin % of 17.79% is 34% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on North Dallas Bank & Trust Co and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Dallas Bank & Trust Co's current Net Margin % is 17.79%, which is near median its own 10-year median of 18.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $63.50 — trading 7.7% above its estimated fair value. The current Net Margin % is 17.79%, which is near median its 10-year median of 18.20 and 34% below the Banks industry median of 26.95. North Dallas Bank & Trust Co's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current Net Margin % is 17.79% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued.
The current stock price of $63.50 is trading 7.7% above its estimated GF Value™ of $58.96.
GuruFocus considers North Dallas Bank & Trust Co to be Fairly Valued.
Key valuation signals for NODB:
Net Margin %: 17.79% (near median its 10-year median of 18.20)
GF Value™: $58.96 vs. price of $63.50 (7.7% above fair value)
Industry Position: 34% below the Banks median (#1154 of 1527)
No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
59GF Score
Get the complete analysis for NODB
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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