What is North Dallas Bank & Trust Co OCF Margin %?
North Dallas Bank & Trust CoNODB -0.16%59 OCF Margin % is 20.64% as of Dec. 2025, which is 28% below its 10-year median of 28.58. GuruFocus rates NODB with a GF Score™ of 59/100 and a GF Value™ of $58.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,501 Banks companies, North Dallas Bank & Trust Co ranks worse than 62.09% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, North Dallas Bank & Trust Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
North Dallas Bank & Trust Co OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's OCF Margin % distribution charts can be found below:
* The bar in red indicates where North Dallas Bank & Trust Co's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
North Dallas Bank & Trust Co (NODB) has a OCF Margin % of 20.64% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on North Dallas Bank & Trust Co and its competitors. This is 28% below median its historical median of 28.58. According to the industry distribution chart, North Dallas Bank & Trust Co ranks #932 out of 1501 companies in the Banks industry, placing it in the top 62.1%.
Is North Dallas Bank & Trust Co's OCF Margin % too high?
North Dallas Bank & Trust Co's current OCF Margin % of 20.64% is 28% below median its 10-year median of 28.58. The Banks industry median OCF Margin % is 29.44. North Dallas Bank & Trust Co's value of 20.64% is 29.9% below this industry median. Based on the distribution chart, North Dallas Bank & Trust Co ranks #932 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, North Dallas Bank & Trust Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's OCF Margin % compare to SBKO and CPKF?
According to the Banks industry distribution chart, North Dallas Bank & Trust Co ranks #932 out of 1501 companies for OCF Margin %. This places North Dallas Bank & Trust Co in the lower half of its industry. The industry median OCF Margin % is 29.44. North Dallas Bank & Trust Co's value of 20.64% is 29.9% below this benchmark. While the company's 10-year median is 28.58 vs. the industry median of 29.44, North Dallas Bank & Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. North Dallas Bank & Trust Co's current OCF Margin % of 20.64% is 29.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on North Dallas Bank & Trust Co and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Dallas Bank & Trust Co's current OCF Margin % is 20.64%, which is 28% below median its own 10-year median of 28.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $63.50 — trading 7.7% above its estimated fair value. The current OCF Margin % is 20.64%, which is 28% below median its 10-year median of 28.58 and 29.9% below the Banks industry median of 29.44. North Dallas Bank & Trust Co's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current OCF Margin % is 20.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued.
The current stock price of $63.50 is trading 7.7% above its estimated GF Value™ of $58.96.
GuruFocus considers North Dallas Bank & Trust Co to be Fairly Valued.
Key valuation signals for NODB:
OCF Margin %: 20.64% (28% below median its 10-year median of 28.58)
GF Value™: $58.96 vs. price of $63.50 (7.7% above fair value)
Industry Position: 29.9% below the Banks median (#932 of 1501)
No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
59GF Score
Get the complete analysis for NODB
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NODB has been successfully added to your 
