North Dallas Bank & Trust CoNODB +0.39%59 Pretax Margin % is 21.50% as of Dec. 2025, which is 13% below its 10-year median of 24.85. GuruFocus rates NODB with a GF Score™ of 59/100 and a GF Value™ of $58.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,528 Banks companies, North Dallas Bank & Trust Co ranks worse than 79.12% on this metric.
The historical rank and industry rank for North Dallas Bank & Trust Co's Pretax Margin % or its related term are showing as below:
NODB'
s Pretax Margin % Range Over the Past 10 Years
Min: 10.15 Med: 24.85 Max: 37.86
Current: 21.5
NODB's Pretax Margin % is ranked worse than 79.12% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs NODB: 21.50
North Dallas Bank & Trust Co (OTCPK:NODB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
North Dallas Bank & Trust Co Pretax Margin % Related Terms
North Dallas Bank & Trust Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
North Dallas Bank & Trust Co Pretax Margin % Chart
NODB vs EMYB, HNVR, MNAT: Pretax Margin % Comparison
For the Banks - Regional subindustry, North Dallas Bank & Trust Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
North Dallas Bank & Trust Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where North Dallas Bank & Trust Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
North Dallas Bank & Trust Co (NODB) has a Pretax Margin % of 21.50% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on North Dallas Bank & Trust Co and its competitors. This is 13% below median its historical median of 24.85. Over the past decade, North Dallas Bank & Trust Co's Pretax Margin % has ranged from 10.15 to 37.86. According to the industry distribution chart, North Dallas Bank & Trust Co ranks #1209 out of 1528 companies in the Banks industry, placing it in the top 79.1%.
Is North Dallas Bank & Trust Co's Pretax Margin % too high?
North Dallas Bank & Trust Co's current Pretax Margin % of 21.50% is 13% below median its 10-year median of 24.85. Over the past 10 years, this metric has ranged from a low of 10.15 to a high of 37.86. The Banks industry median Pretax Margin % is 34.72. North Dallas Bank & Trust Co's value of 21.50% is 38.1% below this industry median. Based on the distribution chart, North Dallas Bank & Trust Co ranks #1209 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, North Dallas Bank & Trust Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's Pretax Margin % compare to EMYB and HNVR?
According to the Banks industry distribution chart, North Dallas Bank & Trust Co ranks #1209 out of 1528 companies for Pretax Margin %. This places North Dallas Bank & Trust Co in the lower half of its industry. The industry median Pretax Margin % is 34.72. North Dallas Bank & Trust Co's value of 21.50% is 38.1% below this benchmark. Historically, North Dallas Bank & Trust Co's own Pretax Margin % has ranged from 10.15 to 37.86 over the past decade. While the company's 10-year median is 24.85 vs. the industry median of 34.72, North Dallas Bank & Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. North Dallas Bank & Trust Co's current Pretax Margin % of 21.50% is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on North Dallas Bank & Trust Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Dallas Bank & Trust Co's current Pretax Margin % is 21.50%, which is 13% below median its own 10-year median of 24.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $64.05 — trading 8.6% above its estimated fair value. The current Pretax Margin % is 21.50%, which is 13% below median its 10-year median of 24.85 and 38.1% below the Banks industry median of 34.72. North Dallas Bank & Trust Co's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current Pretax Margin % is 21.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued.
The current stock price of $64.05 is trading 8.6% above its estimated GF Value™ of $58.96.
GuruFocus considers North Dallas Bank & Trust Co to be Fairly Valued.
Key valuation signals for NODB:
Pretax Margin %: 21.50% (13% below median its 10-year median of 24.85)
GF Value™: $58.96 vs. price of $64.05 (8.6% above fair value)
Industry Position: 38.1% below the Banks median (#1209 of 1528)
No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
59GF Score
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