NODB (North Dallas Bank & Trust Co) PS Ratio: 3.40 (As of Jul. 08, 2026) — 29% Below Median


NODB North Dallas Bank & Trust Co NODB
64 GF Score
Price $64.10
GF Value $58.96
Valuation Fairly Valued
! 2 Warning Signs
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What is North Dallas Bank & Trust Co PS Ratio?

North Dallas Bank & Trust Co NODB 64 PS Ratio is 3.40 as of Jul. 08, 2026, which is 29% below its 10-year median of 4.80. GuruFocus rates NODB with a GF Score™ of 64/100 and a GF Value™ of $58.96 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,517 Banks companies, North Dallas Bank & Trust Co ranks worse than 59.33% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, North Dallas Bank & Trust Co's share price is $64.10. North Dallas Bank & Trust Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $18.83. Hence, North Dallas Bank & Trust Co's PS Ratio for today is 3.40.

The historical rank and industry rank for North Dallas Bank & Trust Co's PS Ratio or its related term are showing as below:

NODB' s PS Ratio Range Over the Past 10 Years
Min: 2.63   Med: 4.8   Max: 6.42
Current: 3.4

During the past 13 years, North Dallas Bank & Trust Co's highest PS Ratio was 6.42. The lowest was 2.63. And the median was 4.80.

NODB's PS Ratio is ranked worse than
59.33% of 1517 companies
in the Banks industry
Industry Median: 3.02 vs NODB: 3.40

North Dallas Bank & Trust Co's Revenue per Sharefor the six months ended in Dec. 2025 was $18.83. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $18.83.

Good Sign:

North Dallas Bank & Trust Co has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of North Dallas Bank & Trust Co was 20.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was -0.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.40% per year.

During the past 13 years, North Dallas Bank & Trust Co's highest 3-Year average Revenue per Share Growth Rate was 9.10% per year. The lowest was -0.70% per year. And the median was 3.65% per year.

Back to Basics: PS Ratio


North Dallas Bank & Trust Co  (OTCPK:NODB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


North Dallas Bank & Trust Co PS Ratio Related Terms


North Dallas Bank & Trust Co PS Ratio Historical Data

* Premium members only.

The historical data trend for North Dallas Bank & Trust Co's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Dallas Bank & Trust Co PS Ratio Chart

North Dallas Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.10 3.56 3.23 2.87 3.16

North Dallas Bank & Trust Co Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.10 3.56 3.23 2.87 3.16

NODB vs EMYB, HNVR, MNAT: PS Ratio Comparison

For the Banks - Regional subindustry, North Dallas Bank & Trust Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


North Dallas Bank & Trust Co PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's PS Ratio distribution charts can be found below:

* The bar in red indicates where North Dallas Bank & Trust Co's PS Ratio falls into.


NODB
64GF Score
North Dallas Bank & Trust Co NODB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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North Dallas Bank & Trust Co PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

North Dallas Bank & Trust Co's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=64.10/18.833
=3.40

North Dallas Bank & Trust Co's Share Price of today is $64.10.
For company reported annually, GuruFocus uses latest annual data as the TTM data. North Dallas Bank & Trust Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $18.83.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.40 mean?
North Dallas Bank & Trust Co (NODB) has a PS Ratio of 3.40 as of Jul. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on North Dallas Bank & Trust Co and its competitors. This is 29% below median its historical median of 4.80. Over the past decade, North Dallas Bank & Trust Co's PS Ratio has ranged from 2.63 to 6.42. According to the industry distribution chart, North Dallas Bank & Trust Co ranks #900 out of 1517 companies in the Banks industry, placing it in the top 59.3%.
Is North Dallas Bank & Trust Co's PS Ratio too high?
North Dallas Bank & Trust Co's current PS Ratio of 3.40 is 29% below median its 10-year median of 4.80. Over the past 10 years, this metric has ranged from a low of 2.63 to a high of 6.42. The Banks industry median PS Ratio is 3.02. North Dallas Bank & Trust Co's value of 3.40 is 12.6% above this industry median. Based on the distribution chart, North Dallas Bank & Trust Co ranks #900 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, North Dallas Bank & Trust Co has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's PS Ratio compare to EMYB and HNVR?
According to the Banks industry distribution chart, North Dallas Bank & Trust Co ranks #900 out of 1517 companies for PS Ratio. This places North Dallas Bank & Trust Co in the lower half of its industry. The industry median PS Ratio is 3.02. North Dallas Bank & Trust Co's value of 3.40 is 12.6% above this benchmark. Historically, North Dallas Bank & Trust Co's own PS Ratio has ranged from 2.63 to 6.42 over the past decade. While the company's 10-year median is 4.80 vs. the industry median of 3.02, North Dallas Bank & Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. North Dallas Bank & Trust Co's current PS Ratio of 3.40 is 12.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on North Dallas Bank & Trust Co and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Dallas Bank & Trust Co's current PS Ratio is 3.40, which is 29% below median its own 10-year median of 4.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $64.10 — trading 8.7% above its estimated fair value. The current PS Ratio is 3.40, which is 29% below median its 10-year median of 4.80 and 12.6% above the Banks industry median of 3.02. North Dallas Bank & Trust Co's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current PS Ratio is 3.40 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?

Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued. The current stock price of $64.10 is trading 8.7% above its estimated GF Value™ of $58.96. GuruFocus considers North Dallas Bank & Trust Co to be Fairly Valued.

Key valuation signals for NODB:

  • PS Ratio: 3.40 (29% below median its 10-year median of 4.80)
  • GF Value™: $58.96 vs. price of $64.10 (8.7% above fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 12.6% above the Banks median (#900 of 1517)

No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Dallas Bank & Trust Co Business Description

Address 12900 Preston Road, Dallas, TX, USA, 75230-1329
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
64GF Score

Get the complete analysis for NODB

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.10
Price
$58.96
GF Value