NODB (North Dallas Bank & Trust Co) Margin of Safety % (DCF Earnings Based): -65.68% (As of Jul. 03, 2026)


NODB North Dallas Bank & Trust Co NODB
59 GF Score
Price $64.05
GF Value $58.96
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is North Dallas Bank & Trust Co Margin of Safety % (DCF Earnings Based)?

North Dallas Bank & Trust Co NODB +0.39% 59 Margin of Safety % (DCF Earnings Based) is -65.68% as of Jul. 03, 2026. GuruFocus rates NODB with a GF Score™ of 59/100 and a GF Value™ of $58.96 (Fairly Valued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-03), North Dallas Bank & Trust Co's Predictability Rank is 3-Stars. North Dallas Bank & Trust Co's intrinsic value calculated from the Discounted Earnings model is $38.66 and current share price is $64.05. Consequently,

North Dallas Bank & Trust Co's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -65.68%.

NODB vs EMYB, HNVR, MNAT: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, North Dallas Bank & Trust Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

North Dallas Bank & Trust Co Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where North Dallas Bank & Trust Co's Margin of Safety % (DCF Earnings Based) falls into.


NODB
59GF Score
North Dallas Bank & Trust Co NODB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

North Dallas Bank & Trust Co Margin of Safety % (DCF Earnings Based) Calculation

North Dallas Bank & Trust Co's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(38.66-64.05)/38.66
=-65.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -65.68% mean?
North Dallas Bank & Trust Co (NODB) has a Margin of Safety % (DCF Earnings Based) of -65.68% as of Jul. 03, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on North Dallas Bank & Trust Co.
Is North Dallas Bank & Trust Co's Margin of Safety % (DCF Earnings Based) too high?
North Dallas Bank & Trust Co's current Margin of Safety % (DCF Earnings Based) is -65.68%. Overall, North Dallas Bank & Trust Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's Margin of Safety % (DCF Earnings Based) compare to EMYB and HNVR?
North Dallas Bank & Trust Co's Margin of Safety % (DCF Earnings Based) of -65.68% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on North Dallas Bank & Trust Co. North Dallas Bank & Trust Co's current Margin of Safety % (DCF Earnings Based) is -65.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $64.05 — trading 8.6% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -65.68%. North Dallas Bank & Trust Co's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current Margin of Safety % (DCF Earnings Based) is -65.68% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?

Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued. The current stock price of $64.05 is trading 8.6% above its estimated GF Value™ of $58.96. GuruFocus considers North Dallas Bank & Trust Co to be Fairly Valued.

Key valuation signals for NODB:

  • Margin of Safety % (DCF Earnings Based): -65.68%
  • GF Value™: $58.96 vs. price of $64.05 (8.6% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

North Dallas Bank & Trust Co Business Description

Address 12900 Preston Road, Dallas, TX, USA, 75230-1329
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
59GF Score

Get the complete analysis for NODB

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.05
Price
$58.96
GF Value