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Kvika Banki hfOISE:KVIKA -0.73%53 Equity-to-Asset is 0.15 as of Jun. 2026, which is 21% below its 10-year median of 0.19. GuruFocus rates OISE:KVIKA with a GF Score™ of 53/100 and a GF Value™ of kr21.63 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,522 Banks companies, Kvika Banki hf ranks better than 86.79% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Kvika Banki hf's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr57,446 Mil. Kvika Banki hf's Total Assets for the quarter that ended in Jun. 2026 was kr375,726 Mil.
Therefore, Kvika Banki hf's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.15.
The historical rank and industry rank for Kvika Banki hf's Equity-to-Asset or its related term are showing as below:
OISE:KVIKA'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.19 Max: 0.32
Current: 0.15
During the past 11 years, the highest Equity to Asset Ratio of Kvika Banki hf was 0.32. The lowest was 0.11. And the median was 0.19.
OISE:KVIKA's Equity-to-Asset is ranked better than 86.79% of 1522
companies
in the Banks industry
Industry Median: 0.1
vs OISE:KVIKA: 0.15
Kvika Banki hf (OISE:KVIKA) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Kvika Banki hf Equity-to-Asset Related Terms
Kvika Banki hf Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Kvika Banki hf's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:KVIKA vs PNC, USB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Kvika Banki hf's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kvika Banki hf Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Kvika Banki hf's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Kvika Banki hf's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Kvika Banki hf's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kvika Banki hf (OISE:KVIKA) has a Equity-to-Asset of 0.15 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Kvika Banki hf and its competitors. This is 21% below median its historical median of 0.19. Over the past decade, Kvika Banki hf's Equity-to-Asset has ranged from 0.11 to 0.32. According to the industry distribution chart, Kvika Banki hf ranks #201 out of 1522 companies in the Banks industry, placing it in the top 13.2%.
Is Kvika Banki hf's Equity-to-Asset too high?
Kvika Banki hf's current Equity-to-Asset of 0.15 is 21% below median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.32. The Banks industry median Equity-to-Asset is 0.10. Kvika Banki hf's value of 0.15 is 50% above this industry median. Based on the distribution chart, Kvika Banki hf ranks #201 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kvika Banki hf has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kvika Banki hf's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Kvika Banki hf ranks #201 out of 1522 companies for Equity-to-Asset. This places Kvika Banki hf in the top 13% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Kvika Banki hf's value of 0.15 is 50% above this benchmark. Historically, Kvika Banki hf's own Equity-to-Asset has ranged from 0.11 to 0.32 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.10, Kvika Banki hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kvika Banki hf's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Kvika Banki hf and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kvika Banki hf's current Equity-to-Asset is 0.15, which is 21% below median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kvika Banki hf stock overvalued right now?
Based on GuruFocus' analysis, Kvika Banki hf (OISE:KVIKA) is currently considered Possible Value Trap. The stock's GF Value™ is kr21.63, compared to a current price of kr13.60 — trading 37.1% below its estimated fair value. The current Equity-to-Asset is 0.15, which is 21% below median its 10-year median of 0.19 and 50% above the Banks industry median of 0.10. Kvika Banki hf's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Kvika Banki hf (OISE:KVIKA), the current Equity-to-Asset is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kvika Banki hf (OISE:KVIKA) Overvalued in 2026?
Based on GuruFocus' analysis, Kvika Banki hf stock appears to be undervalued.
The current stock price of kr13.60 is trading 37.1% below its estimated GF Value™ of kr21.63.
GuruFocus considers Kvika Banki hf to be Possible Value Trap.
Key valuation signals for OISE:KVIKA:
Equity-to-Asset: 0.15 (21% below median its 10-year median of 0.19)
GF Value™: kr21.63 vs. price of kr13.60 (37.1% below fair value)
Industry Position: 50% above the Banks median (#201 of 1522)
No single metric tells the full story. See the OISE:KVIKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kvika Banki hf is a financial services company with operations in Iceland and the United Kingdom. It delivers its services mainly online and offers solutions in asset management, payments, and banking for individuals, businesses, and investors. The company operates in four business segments: Commercial Banking, Investment Banking, which generates maximum revenue, Asset Management, and UK operations, through its subsidiaries. Retail financial services are delivered through specialized consumer brands such as Audur, Aur, and Netgiro, while corporate and institutional services are provided under the Kvika brand. In the UK, the bank operates under the Kvika and Ortus Secured Finance brands.
53GF Score
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