Kvika Banki hfOISE:KVIKA +0.76%57 PE Ratio without NRI is 10.42 as of Jul. 02, 2026, which is 31% below its 10-year median of 15.14. GuruFocus rates OISE:KVIKA with a GF Score™ of 57/100 and a GF Value™ of kr22.47 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,448 Banks companies, Kvika Banki hf ranks better than 59.25% on this metric.
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-02), Kvika Banki hf's share price is kr13.30.
Kvika Banki hf's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.28. Therefore, Kvika Banki hf's PE Ratio without NRI for today is 10.42.
During the past 11 years, Kvika Banki hf's highest PE Ratio without NRI was 37.42. The lowest was 6.26. And the median was 15.14.
During the past years, Kvika Banki hf's highestPE Ratio (TTM) was 25.15. The lowest was 5.67. And the median was 13.19.
Kvika Banki hf's
EPS (Diluted) for the
three
months ended in Mar. 2026 was kr0.31.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.23.
Kvika Banki hf's EPS (Basic) for the
three
months ended in Mar. 2026 was kr0.31.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.23.
Kvika Banki hf (OISE:KVIKA) PE Ratio without NRI Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
Kvika Banki hf PE Ratio without NRI Related Terms
Kvika Banki hf PE Ratio without NRI Historical Data
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The historical data trend for Kvika Banki hf's PE Ratio without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:KVIKA vs PNC, USB: PE Ratio without NRI Comparison
For the Banks - Regional subindustry, Kvika Banki hf's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kvika Banki hf PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Kvika Banki hf's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Kvika Banki hf's PE Ratio without NRI falls into.
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.
Kvika Banki hf's PE Ratio without NRI for today is calculated as
Kvika Banki hf's Share Price of today is kr13.30.
Kvika Banki hf's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1.28.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.
For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Kvika Banki hf (OISE:KVIKA) has a PE Ratio without NRI of 10.42 as of Jul. 02, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Kvika Banki hf and its competitors. This is 31% below median its historical median of 15.14. Over the past decade, Kvika Banki hf's PE Ratio without NRI has ranged from 6.26 to 37.42. According to the industry distribution chart, Kvika Banki hf ranks #590 out of 1448 companies in the Banks industry, placing it in the top 40.7%.
Is Kvika Banki hf's PE Ratio without NRI too high?
Kvika Banki hf's current PE Ratio without NRI of 10.42 is 31% below median its 10-year median of 15.14. Over the past 10 years, this metric has ranged from a low of 6.26 to a high of 37.42. The Banks industry median PE Ratio without NRI is 11.48. Kvika Banki hf's value of 10.42 is 9.2% below this industry median. Based on the distribution chart, Kvika Banki hf ranks #590 out of 1448 companies in the Banks industry, which is above the industry midpoint. Overall, Kvika Banki hf has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kvika Banki hf's PE Ratio without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Kvika Banki hf ranks #590 out of 1448 companies for PE Ratio without NRI. This puts Kvika Banki hf in the upper half of its industry. The industry median PE Ratio without NRI is 11.48. Kvika Banki hf's value of 10.42 is 9.2% below this benchmark. Historically, Kvika Banki hf's own PE Ratio without NRI has ranged from 6.26 to 37.42 over the past decade. While the company's 10-year median is 15.14 vs. the industry median of 11.48, Kvika Banki hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.48, based on 1,448 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kvika Banki hf's current PE Ratio without NRI of 10.42 is 9.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Kvika Banki hf and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kvika Banki hf's current PE Ratio without NRI is 10.42, which is 31% below median its own 10-year median of 15.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kvika Banki hf stock overvalued right now?
Based on GuruFocus' analysis, Kvika Banki hf (OISE:KVIKA) is currently considered Possible Value Trap. The stock's GF Value™ is kr22.47, compared to a current price of kr13.30 — trading 40.8% below its estimated fair value. The current PE Ratio without NRI is 10.42, which is 31% below median its 10-year median of 15.14 and 9.2% below the Banks industry median of 11.48. Kvika Banki hf's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Kvika Banki hf (OISE:KVIKA), the current PE Ratio without NRI is 10.42 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kvika Banki hf (OISE:KVIKA) Overvalued in 2026?
Based on GuruFocus' analysis, Kvika Banki hf stock appears to be undervalued.
The current stock price of kr13.30 is trading 40.8% below its estimated GF Value™ of kr22.47.
GuruFocus considers Kvika Banki hf to be Possible Value Trap.
Key valuation signals for OISE:KVIKA:
PE Ratio without NRI: 10.42 (31% below median its 10-year median of 15.14)
GF Value™: kr22.47 vs. price of kr13.30 (40.8% below fair value)
Industry Position: 9.2% below the Banks median (#590 of 1448)
No single metric tells the full story. See the OISE:KVIKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kvika Banki hf is a financial services company with operations in Iceland and the United Kingdom. It delivers its services mainly online and offers solutions in asset management, payments, and banking for individuals, businesses, and investors. The company operates in four business segments: Commercial Banking, Investment Banking, which generates maximum revenue, Asset Management, and UK operations, through its subsidiaries. Retail financial services are delivered through specialized consumer brands such as Audur, Aur, and Netgiro, while corporate and institutional services are provided under the Kvika brand. In the UK, the bank operates under the Kvika and Ortus Secured Finance brands.
57GF Score
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PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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