Kvika Banki hf (OISE:KVIKA) ROE % Adjusted to Book Value: 6.97% (As of Mar. 2026)


OISE:KVIKA Kvika Banki hf OISE:KVIKA
57 GF Score
Price kr13.30
GF Value kr22.48
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Kvika Banki hf ROE % Adjusted to Book Value?

Kvika Banki hf OISE:KVIKA +0.76% 57 ROE % Adjusted to Book Value is 6.97% as of Mar. 2026. GuruFocus rates OISE:KVIKA with a GF Score™ of 57/100 and a GF Value™ of kr22.48 (Possible Value Trap). The stock has 3 warning signs investors should review.

Kvika Banki hf's ROE % for the quarter that ended in Mar. 2026 was 8.22%. Kvika Banki hf's PB Ratio for the quarter that ended in Mar. 2026 was 1.18. Kvika Banki hf's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.97%.


Kvika Banki hf ROE % Adjusted to Book Value Related Terms


Kvika Banki hf ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Kvika Banki hf's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kvika Banki hf ROE % Adjusted to Book Value Chart

Kvika Banki hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.41 5.47 4.93 0.00 0.00

Kvika Banki hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.66 7.37 7.47 0.00 6.97

OISE:KVIKA vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Kvika Banki hf's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kvika Banki hf ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Kvika Banki hf's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Kvika Banki hf's ROE % Adjusted to Book Value falls into.


OISE:KVIKA
57GF Score
Kvika Banki hf OISE:KVIKA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kvika Banki hf ROE % Adjusted to Book Value Calculation

Kvika Banki hf's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.00% / N/A
=N/A

Kvika Banki hf's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.22% / 1.18
=6.97%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.97% mean?
Kvika Banki hf (OISE:KVIKA) has a ROE % Adjusted to Book Value of 6.97% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Kvika Banki hf and its competitors.
Is Kvika Banki hf's ROE % Adjusted to Book Value too high?
Kvika Banki hf's current ROE % Adjusted to Book Value is 6.97%. Overall, Kvika Banki hf has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kvika Banki hf's ROE % Adjusted to Book Value compare to PNC and USB?
Kvika Banki hf's ROE % Adjusted to Book Value of 6.97% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Kvika Banki hf and its competitors. Kvika Banki hf's current ROE % Adjusted to Book Value is 6.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kvika Banki hf stock overvalued right now?
Based on GuruFocus' analysis, Kvika Banki hf (OISE:KVIKA) is currently considered Possible Value Trap. The stock's GF Value™ is kr22.48, compared to a current price of kr13.30 — trading 40.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 6.97%. Kvika Banki hf's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Kvika Banki hf (OISE:KVIKA), the current ROE % Adjusted to Book Value is 6.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kvika Banki hf (OISE:KVIKA) Overvalued in 2026?

Based on GuruFocus' analysis, Kvika Banki hf stock appears to be undervalued. The current stock price of kr13.30 is trading 40.8% below its estimated GF Value™ of kr22.48. GuruFocus considers Kvika Banki hf to be Possible Value Trap.

Key valuation signals for OISE:KVIKA:

  • ROE % Adjusted to Book Value: 6.97%
  • GF Value™: kr22.48 vs. price of kr13.30 (40.8% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the OISE:KVIKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kvika Banki hf Business Description

Address Katrinartun 2, Reykjavik, ISL, 105
Kvika Banki hf is a financial services company with operations in Iceland and the United Kingdom. It delivers its services mainly online and offers solutions in asset management, payments, and banking for individuals, businesses, and investors. The company operates in four business segments: Commercial Banking, Investment Banking, which generates maximum revenue, Asset Management, and UK operations, through its subsidiaries. Retail financial services are delivered through specialized consumer brands such as Audur, Aur, and Netgiro, while corporate and institutional services are provided under the Kvika brand. In the UK, the bank operates under the Kvika and Ortus Secured Finance brands.
57GF Score

Get the complete analysis for OISE:KVIKA

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr13.30
Price
kr22.48
GF Value