Kvika Banki hf (OISE:KVIKA) OCF Margin %: 218.79% (As of Mar. 2026)


OISE:KVIKA Kvika Banki hf OISE:KVIKA
57 GF Score
Price kr13.30
GF Value kr22.48
Valuation Possible Value Trap
! 3 Warning Signs
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What is Kvika Banki hf OCF Margin %?

Kvika Banki hf OISE:KVIKA +0.76% 57 OCF Margin % is 218.79% as of Mar. 2026. GuruFocus rates OISE:KVIKA with a GF Score™ of 57/100 and a GF Value™ of kr22.48 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,503 Banks companies, Kvika Banki hf ranks worse than 75.38% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Kvika Banki hf's Cash Flow from Operations for the three months ended in Mar. 2026 was kr10,758 Mil. Kvika Banki hf's Revenue for the three months ended in Mar. 2026 was kr4,917 Mil. Therefore, Kvika Banki hf's OCF Margin % for the quarter that ended in Mar. 2026 was 218.79%.

As of today, Kvika Banki hf's current OCF Yield % is 0.57%.

The historical rank and industry rank for Kvika Banki hf's OCF Margin % or its related term are showing as below:

OISE:KVIKA' s OCF Margin % Range Over the Past 10 Years
Min: -117.55   Med: -28.89   Max: 176.42
Current: 1.78


During the past 11 years, the highest OCF Margin % of Kvika Banki hf was 176.42%. The lowest was -117.55%. And the median was -28.89%.

OISE:KVIKA's OCF Margin % is ranked worse than
75.38% of 1503 companies
in the Banks industry
Industry Median: 29.37 vs OISE:KVIKA: 1.78


Kvika Banki hf OCF Margin % Related Terms


Kvika Banki hf OCF Margin % Historical Data

* Premium members only.

The historical data trend for Kvika Banki hf's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kvika Banki hf OCF Margin % Chart

Kvika Banki hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 121.14 -12.82 -106.74 93.62 -117.55

Kvika Banki hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -280.08 59.00 57.90 -315.33 218.79

OISE:KVIKA vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Kvika Banki hf's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kvika Banki hf OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Kvika Banki hf's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Kvika Banki hf's OCF Margin % falls into.


OISE:KVIKA
57GF Score
Kvika Banki hf OISE:KVIKA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kvika Banki hf OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Kvika Banki hf's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-23098/19649
=-117.55 %

Kvika Banki hf's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=10758/4917
=218.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 218.79% mean?
Kvika Banki hf (OISE:KVIKA) has a OCF Margin % of 218.79% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Kvika Banki hf and its competitors. According to the industry distribution chart, Kvika Banki hf ranks #1133 out of 1503 companies in the Banks industry, placing it in the top 75.4%.
Is Kvika Banki hf's OCF Margin % too high?
Kvika Banki hf's current OCF Margin % is 218.79%. The Banks industry median OCF Margin % is 29.37. Kvika Banki hf's value of 218.79% is 644.9% above this industry median. Based on the distribution chart, Kvika Banki hf ranks #1133 out of 1503 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kvika Banki hf has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kvika Banki hf's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Kvika Banki hf ranks #1133 out of 1503 companies for OCF Margin %. This places Kvika Banki hf in the lower half of its industry. The industry median OCF Margin % is 29.37. Kvika Banki hf's value of 218.79% is 644.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.37, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kvika Banki hf's current OCF Margin % of 218.79% is 644.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Kvika Banki hf and its competitors. For the Banks industry, the median OCF Margin % is 29.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kvika Banki hf's current OCF Margin % is 218.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kvika Banki hf stock overvalued right now?
Based on GuruFocus' analysis, Kvika Banki hf (OISE:KVIKA) is currently considered Possible Value Trap. The stock's GF Value™ is kr22.48, compared to a current price of kr13.30 — trading 40.8% below its estimated fair value. The current OCF Margin % is 218.79% and 644.9% above the Banks industry median of 29.37. Kvika Banki hf's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Kvika Banki hf (OISE:KVIKA), the current OCF Margin % is 218.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kvika Banki hf (OISE:KVIKA) Overvalued in 2026?

Based on GuruFocus' analysis, Kvika Banki hf stock appears to be undervalued. The current stock price of kr13.30 is trading 40.8% below its estimated GF Value™ of kr22.48. GuruFocus considers Kvika Banki hf to be Possible Value Trap.

Key valuation signals for OISE:KVIKA:

  • OCF Margin %: 218.79%
  • GF Value™: kr22.48 vs. price of kr13.30 (40.8% below fair value)
  • GF Score™: 57/100 with 3 warning signs
  • Industry Position: 644.9% above the Banks median (#1133 of 1503)

No single metric tells the full story. See the OISE:KVIKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kvika Banki hf Business Description

Address Katrinartun 2, Reykjavik, ISL, 105
Kvika Banki hf is a financial services company with operations in Iceland and the United Kingdom. It delivers its services mainly online and offers solutions in asset management, payments, and banking for individuals, businesses, and investors. The company operates in four business segments: Commercial Banking, Investment Banking, which generates maximum revenue, Asset Management, and UK operations, through its subsidiaries. Retail financial services are delivered through specialized consumer brands such as Audur, Aur, and Netgiro, while corporate and institutional services are provided under the Kvika brand. In the UK, the bank operates under the Kvika and Ortus Secured Finance brands.
57GF Score

Get the complete analysis for OISE:KVIKA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr13.30
Price
kr22.48
GF Value