Kvika Banki hf (OISE:KVIKA) FCF Margin %: 217.43% (As of Mar. 2026)


OISE:KVIKA Kvika Banki hf OISE:KVIKA
57 GF Score
Price kr13.30
GF Value kr22.47
Valuation Possible Value Trap
! 3 Warning Signs
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What is Kvika Banki hf FCF Margin %?

Kvika Banki hf OISE:KVIKA +0.76% 57 FCF Margin % is 217.43% as of Mar. 2026. GuruFocus rates OISE:KVIKA with a GF Score™ of 57/100 and a GF Value™ of kr22.47 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,507 Banks companies, Kvika Banki hf ranks worse than 73.99% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Kvika Banki hf's Free Cash Flow for the three months ended in Mar. 2026 was kr10,691 Mil. Kvika Banki hf's Revenue for the three months ended in Mar. 2026 was kr4,917 Mil. Therefore, Kvika Banki hf's FCF Margin % for the quarter that ended in Mar. 2026 was 217.43%.

As of today, Kvika Banki hf's current FCF Yield % is 0.11%.

The historical rank and industry rank for Kvika Banki hf's FCF Margin % or its related term are showing as below:

OISE:KVIKA' s FCF Margin % Range Over the Past 10 Years
Min: -119.44   Med: -34.73   Max: 175.4
Current: 0.34


During the past 11 years, the highest FCF Margin % of Kvika Banki hf was 175.40%. The lowest was -119.44%. And the median was -34.73%.

OISE:KVIKA's FCF Margin % is ranked worse than
73.99% of 1507 companies
in the Banks industry
Industry Median: 26.42 vs OISE:KVIKA: 0.34


Kvika Banki hf FCF Margin % Related Terms


Kvika Banki hf FCF Margin % Historical Data

* Premium members only.

The historical data trend for Kvika Banki hf's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kvika Banki hf FCF Margin % Chart

Kvika Banki hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 118.34 -22.80 -119.44 89.54 -119.23

Kvika Banki hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -282.48 57.88 56.50 -317.18 217.43

OISE:KVIKA vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Kvika Banki hf's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kvika Banki hf FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Kvika Banki hf's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Kvika Banki hf's FCF Margin % falls into.


OISE:KVIKA
57GF Score
Kvika Banki hf OISE:KVIKA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kvika Banki hf FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Kvika Banki hf's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-23427/19649
=-119.23 %

Kvika Banki hf's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=10691/4917
=217.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 217.43% mean?
Kvika Banki hf (OISE:KVIKA) has a FCF Margin % of 217.43% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kvika Banki hf and its competitors. According to the industry distribution chart, Kvika Banki hf ranks #1115 out of 1507 companies in the Banks industry, placing it in the top 74%.
Is Kvika Banki hf's FCF Margin % too high?
Kvika Banki hf's current FCF Margin % is 217.43%. The Banks industry median FCF Margin % is 26.42. Kvika Banki hf's value of 217.43% is 723% above this industry median. Based on the distribution chart, Kvika Banki hf ranks #1115 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Kvika Banki hf has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kvika Banki hf's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Kvika Banki hf ranks #1115 out of 1507 companies for FCF Margin %. This places Kvika Banki hf in the lower half of its industry. The industry median FCF Margin % is 26.42. Kvika Banki hf's value of 217.43% is 723% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kvika Banki hf's current FCF Margin % of 217.43% is 723% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kvika Banki hf and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kvika Banki hf's current FCF Margin % is 217.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kvika Banki hf stock overvalued right now?
Based on GuruFocus' analysis, Kvika Banki hf (OISE:KVIKA) is currently considered Possible Value Trap. The stock's GF Value™ is kr22.47, compared to a current price of kr13.30 — trading 40.8% below its estimated fair value. The current FCF Margin % is 217.43% and 723% above the Banks industry median of 26.42. Kvika Banki hf's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Kvika Banki hf (OISE:KVIKA), the current FCF Margin % is 217.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kvika Banki hf (OISE:KVIKA) Overvalued in 2026?

Based on GuruFocus' analysis, Kvika Banki hf stock appears to be undervalued. The current stock price of kr13.30 is trading 40.8% below its estimated GF Value™ of kr22.47. GuruFocus considers Kvika Banki hf to be Possible Value Trap.

Key valuation signals for OISE:KVIKA:

  • FCF Margin %: 217.43%
  • GF Value™: kr22.47 vs. price of kr13.30 (40.8% below fair value)
  • GF Score™: 57/100 with 3 warning signs
  • Industry Position: 723% above the Banks median (#1115 of 1507)

No single metric tells the full story. See the OISE:KVIKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kvika Banki hf Business Description

Address Katrinartun 2, Reykjavik, ISL, 105
Kvika Banki hf is a financial services company with operations in Iceland and the United Kingdom. It delivers its services mainly online and offers solutions in asset management, payments, and banking for individuals, businesses, and investors. The company operates in four business segments: Commercial Banking, Investment Banking, which generates maximum revenue, Asset Management, and UK operations, through its subsidiaries. Retail financial services are delivered through specialized consumer brands such as Audur, Aur, and Netgiro, while corporate and institutional services are provided under the Kvika brand. In the UK, the bank operates under the Kvika and Ortus Secured Finance brands.
57GF Score

Get the complete analysis for OISE:KVIKA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr13.30
Price
kr22.47
GF Value