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Kvika Banki hfOISE:KVIKA -1.13%54 5-Year Yield-on-Cost % is 2.74 as of Jul. 20, 2026, which is 9% above its 10-year median of 2.51. GuruFocus rates OISE:KVIKA with a GF Score™ of 54/100 and a GF Value™ of kr22.62 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,255 Banks companies, Kvika Banki hf ranks worse than 70.04% on this metric.
Kvika Banki hf's yield on cost for the quarter that ended in Mar. 2026 was 2.74.
The historical rank and industry rank for Kvika Banki hf's 5-Year Yield-on-Cost % or its related term are showing as below:
OISE:KVIKA'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.98 Med: 2.51 Max: 37.04
Current: 2.74
During the past 11 years, Kvika Banki hf's highest Yield on Cost was 37.04. The lowest was 1.98. And the median was 2.51.
OISE:KVIKA's 5-Year Yield-on-Cost % is ranked worse than 70.04% of 1255
companies
in the Banks industry
Industry Median: 3.86
vs OISE:KVIKA: 2.74
Kvika Banki hf (OISE:KVIKA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Kvika Banki hf 5-Year Yield-on-Cost % Related Terms
OISE:KVIKA vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Kvika Banki hf's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kvika Banki hf 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Kvika Banki hf's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Kvika Banki hf's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Kvika Banki hf is calculated as
Kvika Banki hf (OISE:KVIKA) has a 5-Year Yield-on-Cost % of 2.74 as of Jul. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kvika Banki hf and its competitors. This is near median its historical median of 2.51. Over the past decade, Kvika Banki hf's 5-Year Yield-on-Cost % has ranged from 1.98 to 37.04. According to the industry distribution chart, Kvika Banki hf ranks #879 out of 1255 companies in the Banks industry, placing it in the top 70%.
Is Kvika Banki hf's 5-Year Yield-on-Cost % too high?
Kvika Banki hf's current 5-Year Yield-on-Cost % of 2.74 is near median its 10-year median of 2.51. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 37.04. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Kvika Banki hf's value of 2.74 is 29% below this industry median. Based on the distribution chart, Kvika Banki hf ranks #879 out of 1255 companies in the Banks industry, which is below the industry midpoint. Overall, Kvika Banki hf has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kvika Banki hf's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Kvika Banki hf ranks #879 out of 1255 companies for 5-Year Yield-on-Cost %. This places Kvika Banki hf in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Kvika Banki hf's value of 2.74 is 29% below this benchmark. Historically, Kvika Banki hf's own 5-Year Yield-on-Cost % has ranged from 1.98 to 37.04 over the past decade. While the company's 10-year median is 2.51 vs. the industry median of 3.86, Kvika Banki hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kvika Banki hf's current 5-Year Yield-on-Cost % of 2.74 is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kvika Banki hf and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kvika Banki hf's current 5-Year Yield-on-Cost % is 2.74, which is near median its own 10-year median of 2.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kvika Banki hf stock overvalued right now?
Based on GuruFocus' analysis, Kvika Banki hf (OISE:KVIKA) is currently considered Possible Value Trap. The stock's GF Value™ is kr22.62, compared to a current price of kr13.15 — trading 41.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.74, which is near median its 10-year median of 2.51 and 29% below the Banks industry median of 3.86. Kvika Banki hf's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Kvika Banki hf (OISE:KVIKA), the current 5-Year Yield-on-Cost % is 2.74 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kvika Banki hf (OISE:KVIKA) Overvalued in 2026?
Based on GuruFocus' analysis, Kvika Banki hf stock appears to be undervalued.
The current stock price of kr13.15 is trading 41.9% below its estimated GF Value™ of kr22.62.
GuruFocus considers Kvika Banki hf to be Possible Value Trap.
Key valuation signals for OISE:KVIKA:
5-Year Yield-on-Cost %: 2.74 (near median its 10-year median of 2.51)
GF Value™: kr22.62 vs. price of kr13.15 (41.9% below fair value)
Industry Position: 29% below the Banks median (#879 of 1255)
No single metric tells the full story. See the OISE:KVIKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kvika Banki hf is a financial services company with operations in Iceland and the United Kingdom. It delivers its services mainly online and offers solutions in asset management, payments, and banking for individuals, businesses, and investors. The company operates in four business segments: Commercial Banking, Investment Banking, which generates maximum revenue, Asset Management, and UK operations, through its subsidiaries. Retail financial services are delivered through specialized consumer brands such as Audur, Aur, and Netgiro, while corporate and institutional services are provided under the Kvika brand. In the UK, the bank operates under the Kvika and Ortus Secured Finance brands.
54GF Score
Get the complete analysis for OISE:KVIKA
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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