Kvika Banki hfOISE:KVIKA +0.76%57 Dividend Payout Ratio is 1.18 as of Mar. 2026, which is 44% above its 10-year median of 0.82. GuruFocus rates OISE:KVIKA with a GF Score™ of 57/100 and a GF Value™ of kr22.47 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,170 Banks companies, Kvika Banki hf ranks better than 60.43% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Kvika Banki hf's Dividend Payout Ratio for the
months ended in Mar. 2026 was 1.18.
The historical rank and industry rank for Kvika Banki hf's Dividend Payout Ratio or its related term are showing as below:
OISE:KVIKA'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.21 Med: 0.82 Max: 4.45
Current: 0.28
During the past 11 years, the highest Dividend Payout Ratio of Kvika Banki hf was 4.45. The lowest was 0.21. And the median was 0.82.
OISE:KVIKA's Dividend Payout Ratio is ranked better than 60.43% of 1170
companies
in the Banks industry
Industry Median: 0.32
vs OISE:KVIKA: 0.28
During the past 12 months, Kvika Banki hf's average Dividends Per Share Growth Rate was -92.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Kvika Banki hf (OISE:KVIKA) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Kvika Banki hf Dividend Payout Ratio Related Terms
Kvika Banki hf Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Kvika Banki hf's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:KVIKA vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Kvika Banki hf's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kvika Banki hf Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Kvika Banki hf's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Kvika Banki hf's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Kvika Banki hf's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kvika Banki hf (OISE:KVIKA) has a Dividend Payout Ratio of 1.18 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kvika Banki hf and its competitors. This is 44% above median its historical median of 0.82. Over the past decade, Kvika Banki hf's Dividend Payout Ratio has ranged from 0.21 to 4.45. According to the industry distribution chart, Kvika Banki hf ranks #463 out of 1170 companies in the Banks industry, placing it in the top 39.6%.
Is Kvika Banki hf's Dividend Payout Ratio too high?
Kvika Banki hf's current Dividend Payout Ratio of 1.18 is 44% above median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 4.45. The Banks industry median Dividend Payout Ratio is 0.32. Kvika Banki hf's value of 1.18 is 268.8% above this industry median. Based on the distribution chart, Kvika Banki hf ranks #463 out of 1170 companies in the Banks industry, which is above the industry midpoint. Overall, Kvika Banki hf has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kvika Banki hf's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Kvika Banki hf ranks #463 out of 1170 companies for Dividend Payout Ratio. This puts Kvika Banki hf in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Kvika Banki hf's value of 1.18 is 268.8% above this benchmark. Historically, Kvika Banki hf's own Dividend Payout Ratio has ranged from 0.21 to 4.45 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 0.32, Kvika Banki hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kvika Banki hf's current Dividend Payout Ratio of 1.18 is 268.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kvika Banki hf and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kvika Banki hf's current Dividend Payout Ratio is 1.18, which is 44% above median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kvika Banki hf stock overvalued right now?
Based on GuruFocus' analysis, Kvika Banki hf (OISE:KVIKA) is currently considered Possible Value Trap. The stock's GF Value™ is kr22.47, compared to a current price of kr13.30 — trading 40.8% below its estimated fair value. The current Dividend Payout Ratio is 1.18, which is 44% above median its 10-year median of 0.82 and 268.8% above the Banks industry median of 0.32. Kvika Banki hf's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Kvika Banki hf (OISE:KVIKA), the current Dividend Payout Ratio is 1.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kvika Banki hf (OISE:KVIKA) Overvalued in 2026?
Based on GuruFocus' analysis, Kvika Banki hf stock appears to be undervalued.
The current stock price of kr13.30 is trading 40.8% below its estimated GF Value™ of kr22.47.
GuruFocus considers Kvika Banki hf to be Possible Value Trap.
Key valuation signals for OISE:KVIKA:
Dividend Payout Ratio: 1.18 (44% above median its 10-year median of 0.82)
GF Value™: kr22.47 vs. price of kr13.30 (40.8% below fair value)
Industry Position: 268.8% above the Banks median (#463 of 1170)
No single metric tells the full story. See the OISE:KVIKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kvika Banki hf is a financial services company with operations in Iceland and the United Kingdom. It delivers its services mainly online and offers solutions in asset management, payments, and banking for individuals, businesses, and investors. The company operates in four business segments: Commercial Banking, Investment Banking, which generates maximum revenue, Asset Management, and UK operations, through its subsidiaries. Retail financial services are delivered through specialized consumer brands such as Audur, Aur, and Netgiro, while corporate and institutional services are provided under the Kvika brand. In the UK, the bank operates under the Kvika and Ortus Secured Finance brands.
57GF Score
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