Kvika Banki hf (OISE:KVIKA) Growth Rank: 2 (As of Aug. 25, 2026) — Near Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OISE:KVIKA Kvika Banki hf OISE:KVIKA
53 GF Score
Price kr13.30
GF Value kr21.59
Valuation Possible Value Trap
! 3 Warning Signs
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What is Kvika Banki hf Growth Rank?

Kvika Banki hf OISE:KVIKA +1.92% 53 Growth Rank is 2 as of Aug. 25, 2026, which is at its 10-year median of 2.00. GuruFocus rates OISE:KVIKA with a GF Score™ of 53/100 and a GF Value™ of kr21.59 (Possible Value Trap). The stock has 3 warning signs investors should review.

Kvika Banki hf has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Kvika Banki hf Growth Rank Related Terms

OISE:KVIKA vs PNC, USB: Growth Rank Comparison

For the Banks - Regional subindustry, Kvika Banki hf's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kvika Banki hf Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Kvika Banki hf's Growth Rank distribution charts can be found below:

* The bar in red indicates where Kvika Banki hf's Growth Rank falls into.


OISE:KVIKA
53GF Score
Kvika Banki hf OISE:KVIKA
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Kvika Banki hf (OISE:KVIKA) has a Growth Rank of 2 as of Aug. 25, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Kvika Banki hf and its competitors. This is near median its historical median of 2.00. Over the past decade, Kvika Banki hf's Growth Rank has ranged from 1.00 to 5.00.
Is Kvika Banki hf's Growth Rank too high?
Kvika Banki hf's current Growth Rank of 2 is near median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Kvika Banki hf has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kvika Banki hf's Growth Rank compare to PNC and USB?
Kvika Banki hf's Growth Rank of 2 can be compared against companies in the Banks industry. Historically, Kvika Banki hf's own Growth Rank has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Kvika Banki hf and its competitors. Kvika Banki hf's current Growth Rank is 2, which is near median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kvika Banki hf stock overvalued right now?
Based on GuruFocus' analysis, Kvika Banki hf (OISE:KVIKA) is currently considered Possible Value Trap. The stock's GF Value™ is kr21.59, compared to a current price of kr13.30 — trading 38.4% below its estimated fair value. The current Growth Rank is 2, which is near median its 10-year median of 2.00. Kvika Banki hf's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Kvika Banki hf (OISE:KVIKA), the current Growth Rank is 2 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kvika Banki hf (OISE:KVIKA) Overvalued in 2026?

Based on GuruFocus' analysis, Kvika Banki hf stock appears to be undervalued. The current stock price of kr13.30 is trading 38.4% below its estimated GF Value™ of kr21.59. GuruFocus considers Kvika Banki hf to be Possible Value Trap.

Key valuation signals for OISE:KVIKA:

  • Growth Rank: 2 (near median its 10-year median of 2.00)
  • GF Value™: kr21.59 vs. price of kr13.30 (38.4% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the OISE:KVIKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kvika Banki hf Business Description

Address Katrinartun 2, Reykjavik, ISL, 105
Kvika Banki hf is a financial services company with operations in Iceland and the United Kingdom. It delivers its services mainly online and offers solutions in asset management, payments, and banking for individuals, businesses, and investors. The company operates in four business segments: Commercial Banking, Investment Banking, which generates maximum revenue, Asset Management, and UK operations, through its subsidiaries. Retail financial services are delivered through specialized consumer brands such as Audur, Aur, and Netgiro, while corporate and institutional services are provided under the Kvika brand. In the UK, the bank operates under the Kvika and Ortus Secured Finance brands.
53GF Score

Get the complete analysis for OISE:KVIKA

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr13.30
Price
kr21.59
GF Value