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Hong Leong Bank BhdXKLS:5819 +0.34%79 Equity-to-Asset is 0.13 as of Jun. 2026, which is 8% above its 10-year median of 0.12. GuruFocus rates XKLS:5819 with a GF Score™ of 79/100 and a GF Value™ of RM23.16 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,518 Banks companies, Hong Leong Bank Bhd ranks better than 78.13% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Hong Leong Bank Bhd's Total Stockholders Equity for the quarter that ended in Jun. 2026 was RM41,790 Mil. Hong Leong Bank Bhd's Total Assets for the quarter that ended in Jun. 2026 was RM328,411 Mil.
Therefore, Hong Leong Bank Bhd's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.13.
The historical rank and industry rank for Hong Leong Bank Bhd's Equity-to-Asset or its related term are showing as below:
XKLS:5819'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.12 Max: 0.13
Current: 0.13
During the past 13 years, the highest Equity to Asset Ratio of Hong Leong Bank Bhd was 0.13. The lowest was 0.12. And the median was 0.12.
XKLS:5819's Equity-to-Asset is ranked better than 78.13% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs XKLS:5819: 0.13
Hong Leong Bank Bhd (XKLS:5819) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Hong Leong Bank Bhd Equity-to-Asset Related Terms
Hong Leong Bank Bhd Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Hong Leong Bank Bhd's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Bank Bhd Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Bank Bhd's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Bank Bhd Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Bank Bhd's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Hong Leong Bank Bhd's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Hong Leong Bank Bhd's Equity to Asset Ratio for the fiscal year that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Bank Bhd (XKLS:5819) has a Equity-to-Asset of 0.13 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hong Leong Bank Bhd and its competitors. This is near median its historical median of 0.12. Over the past decade, Hong Leong Bank Bhd's Equity-to-Asset has ranged from 0.12 to 0.13. According to the industry distribution chart, Hong Leong Bank Bhd ranks #332 out of 1518 companies in the Banks industry, placing it in the top 21.9%.
Is Hong Leong Bank Bhd's Equity-to-Asset too high?
Hong Leong Bank Bhd's current Equity-to-Asset of 0.13 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Hong Leong Bank Bhd's value of 0.13 is 30% above this industry median. Based on the distribution chart, Hong Leong Bank Bhd ranks #332 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Bank Bhd has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Bank Bhd's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Hong Leong Bank Bhd ranks #332 out of 1518 companies for Equity-to-Asset. This places Hong Leong Bank Bhd in the top 22% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Hong Leong Bank Bhd's value of 0.13 is 30% above this benchmark. Historically, Hong Leong Bank Bhd's own Equity-to-Asset has ranged from 0.12 to 0.13 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Hong Leong Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Bank Bhd's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hong Leong Bank Bhd and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Bank Bhd's current Equity-to-Asset is 0.13, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Bank Bhd (XKLS:5819) is currently considered Fairly Valued. The stock's GF Value™ is RM23.16, compared to a current price of RM23.46 — trading 1.3% above its estimated fair value. The current Equity-to-Asset is 0.13, which is near median its 10-year median of 0.12 and 30% above the Banks industry median of 0.10. Hong Leong Bank Bhd's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Hong Leong Bank Bhd (XKLS:5819), the current Equity-to-Asset is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be overvalued.
The current stock price of RM23.46 is trading 1.3% above its estimated GF Value™ of RM23.16.
GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.
Key valuation signals for XKLS:5819:
Equity-to-Asset: 0.13 (near median its 10-year median of 0.12)
GF Value™: RM23.16 vs. price of RM23.46 (1.3% above fair value)
Industry Position: 30% above the Banks median (#332 of 1518)
No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
79GF Score
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