Hong Leong Bank Bhd (XKLS:5819) 5-Year Yield-on-Cost %: 7.48 (As of Jul. 27, 2026) — 54% Above Median

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Director of Data and Quant Analytics at GuruFocus
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XKLS:5819 Hong Leong Bank Bhd XKLS:5819
76 GF Score
Price RM22.10
GF Value RM23.34
Valuation Fairly Valued
! 3 Warning Signs
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What is Hong Leong Bank Bhd 5-Year Yield-on-Cost %?

Hong Leong Bank Bhd XKLS:5819 +0.55% 76 5-Year Yield-on-Cost % is 7.48 as of Jul. 27, 2026, which is 54% above its 10-year median of 4.86. GuruFocus rates XKLS:5819 with a GF Score™ of 76/100 and a GF Value™ of RM23.34 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, Hong Leong Bank Bhd ranks better than 80.75% on this metric.

Hong Leong Bank Bhd's yield on cost for the quarter that ended in Mar. 2026 was 7.48.


The historical rank and industry rank for Hong Leong Bank Bhd's 5-Year Yield-on-Cost % or its related term are showing as below:

XKLS:5819' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.05   Med: 4.86   Max: 7.87
Current: 7.48


During the past 13 years, Hong Leong Bank Bhd's highest Yield on Cost was 7.87. The lowest was 3.05. And the median was 4.86.


XKLS:5819's 5-Year Yield-on-Cost % is ranked better than
80.75% of 1252 companies
in the Banks industry
Industry Median: 3.875 vs XKLS:5819: 7.48

Hong Leong Bank Bhd  (XKLS:5819) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Hong Leong Bank Bhd 5-Year Yield-on-Cost % Related Terms


Hong Leong Bank Bhd 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Hong Leong Bank Bhd's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hong Leong Bank Bhd 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Bank Bhd's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Hong Leong Bank Bhd's 5-Year Yield-on-Cost % falls into.


XKLS:5819
76GF Score
Hong Leong Bank Bhd XKLS:5819
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hong Leong Bank Bhd 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Hong Leong Bank Bhd is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 7.48 mean?
Hong Leong Bank Bhd (XKLS:5819) has a 5-Year Yield-on-Cost % of 7.48 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hong Leong Bank Bhd and its competitors. This is 54% above median its historical median of 4.86. Over the past decade, Hong Leong Bank Bhd's 5-Year Yield-on-Cost % has ranged from 3.05 to 7.87. According to the industry distribution chart, Hong Leong Bank Bhd ranks #241 out of 1252 companies in the Banks industry, placing it in the top 19.2%.
Is Hong Leong Bank Bhd's 5-Year Yield-on-Cost % too high?
Hong Leong Bank Bhd's current 5-Year Yield-on-Cost % of 7.48 is 54% above median its 10-year median of 4.86. Over the past 10 years, this metric has ranged from a low of 3.05 to a high of 7.87. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Hong Leong Bank Bhd's value of 7.48 is 93% above this industry median. Based on the distribution chart, Hong Leong Bank Bhd ranks #241 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Bank Bhd has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Bank Bhd's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Hong Leong Bank Bhd ranks #241 out of 1252 companies for 5-Year Yield-on-Cost %. This places Hong Leong Bank Bhd in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. Hong Leong Bank Bhd's value of 7.48 is 93% above this benchmark. Historically, Hong Leong Bank Bhd's own 5-Year Yield-on-Cost % has ranged from 3.05 to 7.87 over the past decade. While the company's 10-year median is 4.86 vs. the industry median of 3.88, Hong Leong Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Bank Bhd's current 5-Year Yield-on-Cost % of 7.48 is 93% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hong Leong Bank Bhd and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Bank Bhd's current 5-Year Yield-on-Cost % is 7.48, which is 54% above median its own 10-year median of 4.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Bank Bhd (XKLS:5819) is currently considered Fairly Valued. The stock's GF Value™ is RM23.34, compared to a current price of RM22.10 — trading 5.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.48, which is 54% above median its 10-year median of 4.86 and 93% above the Banks industry median of 3.88. Hong Leong Bank Bhd's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Hong Leong Bank Bhd (XKLS:5819), the current 5-Year Yield-on-Cost % is 7.48 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be undervalued. The current stock price of RM22.10 is trading 5.3% below its estimated GF Value™ of RM23.34. GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.

Key valuation signals for XKLS:5819:

  • 5-Year Yield-on-Cost %: 7.48 (54% above median its 10-year median of 4.86)
  • GF Value™: RM23.34 vs. price of RM22.10 (5.3% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 93% above the Banks median (#241 of 1252)

No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hong Leong Bank Bhd Business Description

Address No.6, Jalan Damanlela, Level 30, Menara Hong Leong, Bukit, Damansara, Kuala Lumpur, MYS, 50490
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
76GF Score

Get the complete analysis for XKLS:5819

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM22.10
Price
RM23.34
GF Value