Hong Leong Bank BhdXKLS:5819 -0.91%78 Net Margin % is 66.28% as of Mar. 2026, which is 17% above its 10-year median of 56.59. GuruFocus rates XKLS:5819 with a GF Score™ of 78/100 and a GF Value™ of RM23.24 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Hong Leong Bank Bhd ranks better than 98.62% on this metric.
The historical rank and industry rank for Hong Leong Bank Bhd's Net Margin % or its related term are showing as below:
XKLS:5819'
s Net Margin % Range Over the Past 10 Years
Min: 46.11 Med: 56.59 Max: 74.28
Current: 68.14
XKLS:5819's Net Margin % is ranked better than 98.62% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs XKLS:5819: 68.14
Hong Leong Bank Bhd (XKLS:5819) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Hong Leong Bank Bhd Net Margin % Related Terms
Hong Leong Bank Bhd Net Margin % Historical Data
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The historical data trend for Hong Leong Bank Bhd's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Bank Bhd Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Bank Bhd's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Bank Bhd Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Bank Bhd's Net Margin % distribution charts can be found below:
* The bar in red indicates where Hong Leong Bank Bhd's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Bank Bhd (XKLS:5819) has a Net Margin % of 66.28% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Hong Leong Bank Bhd and its competitors. This is 17% above median its historical median of 56.59. Over the past decade, Hong Leong Bank Bhd's Net Margin % has ranged from 46.11 to 74.28. According to the industry distribution chart, Hong Leong Bank Bhd ranks #21 out of 1527 companies in the Banks industry, placing it in the top 1.4%.
Is Hong Leong Bank Bhd's Net Margin % too high?
Hong Leong Bank Bhd's current Net Margin % of 66.28% is 17% above median its 10-year median of 56.59. Over the past 10 years, this metric has ranged from a low of 46.11 to a high of 74.28. The Banks industry median Net Margin % is 26.95. Hong Leong Bank Bhd's value of 66.28% is 145.9% above this industry median. Based on the distribution chart, Hong Leong Bank Bhd ranks #21 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Bank Bhd has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Bank Bhd's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Hong Leong Bank Bhd ranks #21 out of 1527 companies for Net Margin %. This places Hong Leong Bank Bhd in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Hong Leong Bank Bhd's value of 66.28% is 145.9% above this benchmark. Historically, Hong Leong Bank Bhd's own Net Margin % has ranged from 46.11 to 74.28 over the past decade. While the company's 10-year median is 56.59 vs. the industry median of 26.95, Hong Leong Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Bank Bhd's current Net Margin % of 66.28% is 145.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Hong Leong Bank Bhd and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Bank Bhd's current Net Margin % is 66.28%, which is 17% above median its own 10-year median of 56.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Bank Bhd (XKLS:5819) is currently considered Fairly Valued. The stock's GF Value™ is RM23.24, compared to a current price of RM21.74 — trading 6.5% below its estimated fair value. The current Net Margin % is 66.28%, which is 17% above median its 10-year median of 56.59 and 145.9% above the Banks industry median of 26.95. Hong Leong Bank Bhd's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Hong Leong Bank Bhd (XKLS:5819), the current Net Margin % is 66.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be undervalued.
The current stock price of RM21.74 is trading 6.5% below its estimated GF Value™ of RM23.24.
GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.
Key valuation signals for XKLS:5819:
Net Margin %: 66.28% (17% above median its 10-year median of 56.59)
GF Value™: RM23.24 vs. price of RM21.74 (6.5% below fair value)
Industry Position: 145.9% above the Banks median (#21 of 1527)
No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
78GF Score
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