Hong Leong Bank Bhd (XKLS:5819) PB Ratio: 1.13 (As of Jul. 15, 2026) — 12% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5819 Hong Leong Bank Bhd XKLS:5819
76 GF Score
Price RM22.12
GF Value RM23.29
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Hong Leong Bank Bhd PB Ratio?

Hong Leong Bank Bhd XKLS:5819 -0.54% 76 PB Ratio is 1.13 as of Jul. 15, 2026, which is 12% below its 10-year median of 1.29. GuruFocus rates XKLS:5819 with a GF Score™ of 76/100 and a GF Value™ of RM23.29 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Hong Leong Bank Bhd ranks worse than 52.41% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Hong Leong Bank Bhd's share price is RM22.12. Hong Leong Bank Bhd's Book Value per Share for the quarter that ended in Mar. 2026 was RM19.61. Hence, Hong Leong Bank Bhd's PB Ratio of today is 1.13.

The historical rank and industry rank for Hong Leong Bank Bhd's PB Ratio or its related term are showing as below:

XKLS:5819' s PB Ratio Range Over the Past 10 Years
Min: 1   Med: 1.29   Max: 1.82
Current: 1.13

During the past 13 years, Hong Leong Bank Bhd's highest PB Ratio was 1.82. The lowest was 1.00. And the median was 1.29.

XKLS:5819's PB Ratio is ranked worse than
52.41% of 1517 companies
in the Banks industry
Industry Median: 1.11 vs XKLS:5819: 1.13

During the past 12 months, Hong Leong Bank Bhd's average Book Value Per Share Growth Rate was 4.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 8.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Hong Leong Bank Bhd was 21.50% per year. The lowest was 6.30% per year. And the median was 9.05% per year.

Back to Basics: PB Ratio


Hong Leong Bank Bhd  (XKLS:5819) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Hong Leong Bank Bhd PB Ratio Related Terms


Hong Leong Bank Bhd PB Ratio Historical Data

* Premium members only.

The historical data trend for Hong Leong Bank Bhd's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Leong Bank Bhd PB Ratio Chart

Hong Leong Bank Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.33 1.35 1.14 1.06 1.02

Hong Leong Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 1.02 1.08 1.14 1.12

Hong Leong Bank Bhd PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Hong Leong Bank Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hong Leong Bank Bhd PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Bank Bhd's PB Ratio distribution charts can be found below:

* The bar in red indicates where Hong Leong Bank Bhd's PB Ratio falls into.


XKLS:5819
76GF Score
Hong Leong Bank Bhd XKLS:5819
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hong Leong Bank Bhd PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Hong Leong Bank Bhd's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=22.12/19.606
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.13 mean?
Hong Leong Bank Bhd (XKLS:5819) has a PB Ratio of 1.13 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hong Leong Bank Bhd and its competitors. This is 12% below median its historical median of 1.29. Over the past decade, Hong Leong Bank Bhd's PB Ratio has ranged from 1.00 to 1.82. According to the industry distribution chart, Hong Leong Bank Bhd ranks #795 out of 1517 companies in the Banks industry, placing it in the top 52.4%.
Is Hong Leong Bank Bhd's PB Ratio too high?
Hong Leong Bank Bhd's current PB Ratio of 1.13 is 12% below median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 1.82. The Banks industry median PB Ratio is 1.11. Hong Leong Bank Bhd's value of 1.13 is 1.8% above this industry median. Based on the distribution chart, Hong Leong Bank Bhd ranks #795 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Hong Leong Bank Bhd has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Bank Bhd's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Hong Leong Bank Bhd ranks #795 out of 1517 companies for PB Ratio. This places Hong Leong Bank Bhd in the lower half of its industry. The industry median PB Ratio is 1.11. Hong Leong Bank Bhd's value of 1.13 is 1.8% above this benchmark. Historically, Hong Leong Bank Bhd's own PB Ratio has ranged from 1.00 to 1.82 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 1.11, Hong Leong Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Bank Bhd's current PB Ratio of 1.13 is 1.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hong Leong Bank Bhd and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Bank Bhd's current PB Ratio is 1.13, which is 12% below median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Bank Bhd (XKLS:5819) is currently considered Fairly Valued. The stock's GF Value™ is RM23.29, compared to a current price of RM22.12 — trading 5% below its estimated fair value. The current PB Ratio is 1.13, which is 12% below median its 10-year median of 1.29 and 1.8% above the Banks industry median of 1.11. Hong Leong Bank Bhd's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hong Leong Bank Bhd (XKLS:5819), the current PB Ratio is 1.13 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be undervalued. The current stock price of RM22.12 is trading 5% below its estimated GF Value™ of RM23.29. GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.

Key valuation signals for XKLS:5819:

  • PB Ratio: 1.13 (12% below median its 10-year median of 1.29)
  • GF Value™: RM23.29 vs. price of RM22.12 (5% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 1.8% above the Banks median (#795 of 1517)

No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hong Leong Bank Bhd Business Description

Address No.6, Jalan Damanlela, Level 30, Menara Hong Leong, Bukit, Damansara, Kuala Lumpur, MYS, 50490
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
76GF Score

Get the complete analysis for XKLS:5819

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM22.12
Price
RM23.29
GF Value