Hong Leong Bank Bhd (XKLS:5819) PE Ratio: 10.57 (As of Jul. 18, 2026) — 13% Below Median

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XKLS:5819 Hong Leong Bank Bhd XKLS:5819
76 GF Score
Price RM22.44
GF Value RM23.30
Valuation Fairly Valued
! 3 Warning Signs
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What is Hong Leong Bank Bhd PE Ratio?

Hong Leong Bank Bhd XKLS:5819 +1.91% 76 PE Ratio is 10.57 as of Jul. 18, 2026, which is 13% below its 10-year median of 12.08. GuruFocus rates XKLS:5819 with a GF Score™ of 76/100 and a GF Value™ of RM23.30 (Fairly Valued). The stock has 3 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-18), Hong Leong Bank Bhd's share price is RM22.44. Hong Leong Bank Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was RM2.12. Therefore, Hong Leong Bank Bhd's PE Ratio for today is 10.57.

During the past 13 years, Hong Leong Bank Bhd's highest PE Ratio was 16.18. The lowest was 9.21. And the median was 12.08.

Hong Leong Bank Bhd's EPS (Diluted) for the three months ended in Mar. 2026 was RM0.50. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was RM2.12.

As of today (2026-07-18), Hong Leong Bank Bhd's share price is RM22.44. Hong Leong Bank Bhd's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was RM2.12. Therefore, Hong Leong Bank Bhd's PE Ratio without NRI ratio for today is 10.57.

During the past 13 years, Hong Leong Bank Bhd's highest PE Ratio without NRI was 15.77. The lowest was 8.61. And the median was 12.05.

Hong Leong Bank Bhd's EPS without NRI for the three months ended in Mar. 2026 was RM0.50. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was RM2.12.

During the past 12 months, Hong Leong Bank Bhd's average EPS without NRI Growth Rate was -3.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 11.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 13.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 7.60% per year.

During the past 13 years, Hong Leong Bank Bhd's highest 3-Year average EPS without NRI Growth Rate was 26.10% per year. The lowest was -3.00% per year. And the median was 10.50% per year.

Hong Leong Bank Bhd's EPS (Basic) for the three months ended in Mar. 2026 was RM0.50. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was RM2.14.

Back to Basics: PE Ratio


Hong Leong Bank Bhd  (XKLS:5819) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Hong Leong Bank Bhd PE Ratio Related Terms


Hong Leong Bank Bhd PE Ratio Historical Data

* Premium members only.

The historical data trend for Hong Leong Bank Bhd's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Leong Bank Bhd PE Ratio Chart

Hong Leong Bank Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.40 12.75 10.18 9.38 9.45

Hong Leong Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.83 9.45 9.90 10.63 10.32

Hong Leong Bank Bhd PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Hong Leong Bank Bhd's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hong Leong Bank Bhd PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Bank Bhd's PE Ratio distribution charts can be found below:

* The bar in red indicates where Hong Leong Bank Bhd's PE Ratio falls into.


XKLS:5819
76GF Score
Hong Leong Bank Bhd XKLS:5819
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Hong Leong Bank Bhd PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Hong Leong Bank Bhd's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=22.44/2.123
=10.57

Hong Leong Bank Bhd's Share Price of today is RM22.44.
Hong Leong Bank Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM2.12.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 10.57 mean?
Hong Leong Bank Bhd (XKLS:5819) has a PE Ratio of 10.57 as of Jul. 18, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Hong Leong Bank Bhd and its competitors. This is 13% below median its historical median of 12.08. Over the past decade, Hong Leong Bank Bhd's PE Ratio has ranged from 9.21 to 16.18.
Is Hong Leong Bank Bhd's PE Ratio too high?
Hong Leong Bank Bhd's current PE Ratio of 10.57 is 13% below median its 10-year median of 12.08. Over the past 10 years, this metric has ranged from a low of 9.21 to a high of 16.18. Overall, Hong Leong Bank Bhd has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Bank Bhd's PE Ratio compare to competitors?
Hong Leong Bank Bhd's PE Ratio of 10.57 can be compared against companies in the Banks industry. Historically, Hong Leong Bank Bhd's own PE Ratio has ranged from 9.21 to 16.18 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Banks company?
A good PE Ratio depends on the Banks industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Hong Leong Bank Bhd and its competitors. Hong Leong Bank Bhd's current PE Ratio is 10.57, which is 13% below median its own 10-year median of 12.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Bank Bhd (XKLS:5819) is currently considered Fairly Valued. The stock's GF Value™ is RM23.30, compared to a current price of RM22.44 — trading 3.7% below its estimated fair value. The current PE Ratio is 10.57, which is 13% below median its 10-year median of 12.08. Hong Leong Bank Bhd's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Hong Leong Bank Bhd (XKLS:5819), the current PE Ratio is 10.57 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be undervalued. The current stock price of RM22.44 is trading 3.7% below its estimated GF Value™ of RM23.30. GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.

Key valuation signals for XKLS:5819:

  • PE Ratio: 10.57 (13% below median its 10-year median of 12.08)
  • GF Value™: RM23.30 vs. price of RM22.44 (3.7% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hong Leong Bank Bhd Business Description

Address No.6, Jalan Damanlela, Level 30, Menara Hong Leong, Bukit, Damansara, Kuala Lumpur, MYS, 50490
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
76GF Score

Get the complete analysis for XKLS:5819

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM22.44
Price
RM23.30
GF Value