Hong Leong Bank BhdXKLS:5819 -0.91%78 FCF Margin % is 91.01% as of Mar. 2026, which is 2% above its 10-year median of 88.97. GuruFocus rates XKLS:5819 with a GF Score™ of 78/100 and a GF Value™ of RM23.24 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Hong Leong Bank Bhd ranks worse than 74.95% on this metric.
The historical rank and industry rank for Hong Leong Bank Bhd's FCF Margin % or its related term are showing as below:
XKLS:5819'
s FCF Margin % Range Over the Past 10 Years
Min: -64.97 Med: 88.97 Max: 278.4
Current: -2.66
During the past 13 years, the highest FCF Margin % of Hong Leong Bank Bhd was 278.40%. The lowest was -64.97%. And the median was 88.97%.
XKLS:5819's FCF Margin % is ranked worse than 74.95% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs XKLS:5819: -2.66
Hong Leong Bank Bhd FCF Margin % Related Terms
Hong Leong Bank Bhd FCF Margin % Historical Data
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The historical data trend for Hong Leong Bank Bhd's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Bank Bhd FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Bank Bhd's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Bank Bhd FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Bank Bhd's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Hong Leong Bank Bhd's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Bank Bhd (XKLS:5819) has a FCF Margin % of 91.01% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hong Leong Bank Bhd and its competitors. This is near median its historical median of 88.97. According to the industry distribution chart, Hong Leong Bank Bhd ranks #1128 out of 1505 companies in the Banks industry, placing it in the top 75%.
Is Hong Leong Bank Bhd's FCF Margin % too high?
Hong Leong Bank Bhd's current FCF Margin % of 91.01% is near median its 10-year median of 88.97. The Banks industry median FCF Margin % is 26.55. Hong Leong Bank Bhd's value of 91.01% is 242.8% above this industry median. Based on the distribution chart, Hong Leong Bank Bhd ranks #1128 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Hong Leong Bank Bhd has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Bank Bhd's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Hong Leong Bank Bhd ranks #1128 out of 1505 companies for FCF Margin %. This places Hong Leong Bank Bhd in the lower half of its industry. The industry median FCF Margin % is 26.55. Hong Leong Bank Bhd's value of 91.01% is 242.8% above this benchmark. While the company's 10-year median is 88.97 vs. the industry median of 26.55, Hong Leong Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Bank Bhd's current FCF Margin % of 91.01% is 242.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hong Leong Bank Bhd and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Bank Bhd's current FCF Margin % is 91.01%, which is near median its own 10-year median of 88.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Bank Bhd (XKLS:5819) is currently considered Fairly Valued. The stock's GF Value™ is RM23.24, compared to a current price of RM21.74 — trading 6.5% below its estimated fair value. The current FCF Margin % is 91.01%, which is near median its 10-year median of 88.97 and 242.8% above the Banks industry median of 26.55. Hong Leong Bank Bhd's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Hong Leong Bank Bhd (XKLS:5819), the current FCF Margin % is 91.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be undervalued.
The current stock price of RM21.74 is trading 6.5% below its estimated GF Value™ of RM23.24.
GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.
Key valuation signals for XKLS:5819:
FCF Margin %: 91.01% (near median its 10-year median of 88.97)
GF Value™: RM23.24 vs. price of RM21.74 (6.5% below fair value)
Industry Position: 242.8% above the Banks median (#1128 of 1505)
No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
78GF Score
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