Hong Leong Bank Bhd (XKLS:5819) Retained Earnings: RM30,969 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5819 Hong Leong Bank Bhd XKLS:5819
76 GF Score
Price RM22.16
GF Value RM23.35
Valuation Fairly Valued
! 3 Warning Signs
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What is Hong Leong Bank Bhd Retained Earnings?

Hong Leong Bank Bhd XKLS:5819 +0.54% 76 Retained Earnings is RM30,969 Mil as of Mar. 2026. GuruFocus rates XKLS:5819 with a GF Score™ of 76/100 and a GF Value™ of RM23.35 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Hong Leong Bank Bhd's retained earnings for the quarter that ended in Mar. 2026 was RM30,969 Mil.

Hong Leong Bank Bhd's quarterly retained earnings increased from Sep. 2025 (RM29,545 Mil) to Dec. 2025 (RM30,612 Mil) and increased from Dec. 2025 (RM30,612 Mil) to Mar. 2026 (RM30,969 Mil).

Hong Leong Bank Bhd's annual retained earnings increased from Jun. 2023 (RM25,018 Mil) to Jun. 2024 (RM27,675 Mil) and increased from Jun. 2024 (RM27,675 Mil) to Jun. 2025 (RM29,895 Mil).


Hong Leong Bank Bhd  (XKLS:5819) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Hong Leong Bank Bhd Retained Earnings Historical Data

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The historical data trend for Hong Leong Bank Bhd's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Leong Bank Bhd Retained Earnings Chart

Hong Leong Bank Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20,751.38 22,727.98 25,017.70 27,674.88 29,895.05

Hong Leong Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28,870.60 29,895.05 29,544.66 30,612.13 30,968.85
XKLS:5819
76GF Score
Hong Leong Bank Bhd XKLS:5819
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Hong Leong Bank Bhd Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of RM30,969 Mil mean?
Hong Leong Bank Bhd (XKLS:5819) has a Retained Earnings of RM30,969 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hong Leong Bank Bhd and its competitors.
Is Hong Leong Bank Bhd's Retained Earnings too high?
Hong Leong Bank Bhd's current Retained Earnings is RM30,969 Mil. Overall, Hong Leong Bank Bhd has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Bank Bhd's Retained Earnings compare to competitors?
Hong Leong Bank Bhd's Retained Earnings of RM30,969 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hong Leong Bank Bhd and its competitors. Hong Leong Bank Bhd's current Retained Earnings is RM30,969 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Bank Bhd (XKLS:5819) is currently considered Fairly Valued. The stock's GF Value™ is RM23.35, compared to a current price of RM22.16 — trading 5.1% below its estimated fair value. The current Retained Earnings is RM30,969 Mil. Hong Leong Bank Bhd's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Hong Leong Bank Bhd (XKLS:5819), the current Retained Earnings is RM30,969 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be undervalued. The current stock price of RM22.16 is trading 5.1% below its estimated GF Value™ of RM23.35. GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.

Key valuation signals for XKLS:5819:

  • Retained Earnings: RM30,969 Mil
  • GF Value™: RM23.35 vs. price of RM22.16 (5.1% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hong Leong Bank Bhd Business Description

Address No.6, Jalan Damanlela, Level 30, Menara Hong Leong, Bukit, Damansara, Kuala Lumpur, MYS, 50490
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
76GF Score

Get the complete analysis for XKLS:5819

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM22.16
Price
RM23.35
GF Value