Hong Leong Bank Bhd (XKLS:5819) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5819 Hong Leong Bank Bhd XKLS:5819
76 GF Score
Price RM22.24
GF Value RM23.32
Valuation Fairly Valued
! 3 Warning Signs
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What is Hong Leong Bank Bhd Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-22), Hong Leong Bank Bhd's Predictability Rank is 3.5-Stars. Hong Leong Bank Bhd's intrinsic value calculated from the Discounted FCF model is RM29.02 and current share price is RM22.24. Consequently,

Hong Leong Bank Bhd's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

Hong Leong Bank Bhd Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Hong Leong Bank Bhd's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hong Leong Bank Bhd Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Bank Bhd's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Hong Leong Bank Bhd's Margin of Safety % (DCF FCF Based) falls into.


XKLS:5819
76GF Score
Hong Leong Bank Bhd XKLS:5819
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hong Leong Bank Bhd Margin of Safety % (DCF FCF Based) Calculation

Hong Leong Bank Bhd's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-0.97-22.24)/-0.97
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be undervalued. The current stock price of RM22.24 is trading 4.6% below its estimated GF Value™ of RM23.32. GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.

Key valuation signals for XKLS:5819:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: RM23.32 vs. price of RM22.24 (4.6% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hong Leong Bank Bhd Business Description

Address No.6, Jalan Damanlela, Level 30, Menara Hong Leong, Bukit, Damansara, Kuala Lumpur, MYS, 50490
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
76GF Score

Get the complete analysis for XKLS:5819

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM22.24
Price
RM23.32
GF Value