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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Hong Leong Bank Bhd's Total Liabilities for the quarter that ended in Jun. 2026 was RM286,621 Mil. Hong Leong Bank Bhd's Total Assets for the quarter that ended in Jun. 2026 was RM328,411 Mil.
Therefore, Hong Leong Bank Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.87.
Hong Leong Bank Bhd (XKLS:5819) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Hong Leong Bank Bhd Liabilities-to-Assets Related Terms
Hong Leong Bank Bhd Liabilities-to-Assets Historical Data
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The historical data trend for Hong Leong Bank Bhd's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Bank Bhd Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Bank Bhd's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Bank Bhd Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Bank Bhd's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Hong Leong Bank Bhd's Liabilities-to-Assets falls into.
Hong Leong Bank Bhd Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Hong Leong Bank Bhd's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Bank Bhd (XKLS:5819) has a Liabilities-to-Assets of 0.87 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Hong Leong Bank Bhd and its competitors.
Is Hong Leong Bank Bhd's Liabilities-to-Assets too high?
Hong Leong Bank Bhd's current Liabilities-to-Assets is 0.87. Overall, Hong Leong Bank Bhd has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Bank Bhd's Liabilities-to-Assets compare to competitors?
Hong Leong Bank Bhd's Liabilities-to-Assets of 0.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Hong Leong Bank Bhd and its competitors. Hong Leong Bank Bhd's current Liabilities-to-Assets is 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Bank Bhd (XKLS:5819) is currently considered Fairly Valued. The stock's GF Value™ is RM23.09, compared to a current price of RM23.66 — trading 2.5% above its estimated fair value. The current Liabilities-to-Assets is 0.87. Hong Leong Bank Bhd's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Hong Leong Bank Bhd (XKLS:5819), the current Liabilities-to-Assets is 0.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Bank Bhd (XKLS:5819) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Bank Bhd stock appears to be overvalued.
The current stock price of RM23.66 is trading 2.5% above its estimated GF Value™ of RM23.09.
GuruFocus considers Hong Leong Bank Bhd to be Fairly Valued.
Key valuation signals for XKLS:5819:
Liabilities-to-Assets: 0.87
GF Value™: RM23.09 vs. price of RM23.66 (2.5% above fair value)
No single metric tells the full story. See the XKLS:5819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Bank Bhd is a regional financial services company. Its segments include Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other operations. Personal Financial Services segment focuses mainly on servicing individual customers and small businesses. Business & Corporate Banking focuses on corporate and small and medium enterprises. Global Markets refers to its domestic treasury and capital market operations and includes foreign exchange, money market operations as well as capital market securities trading and investments. Overseas/International Operations include the bank's overseas branches, subsidiaries, and associates. Other operations segment includes head office and other business segment.
78GF Score
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