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ADX:ADNIC'
s EV-to-FCF Range Over the Past 10 Years
Min: -93.6 Med: 6.6 Max: 162.06
Current: 20.14
During the past 13 years, the highest EV-to-FCF of Abu Dhabi National Insurance Co PJSC was 162.06. The lowest was -93.60. And the median was 6.60.
ADX:ADNIC's EV-to-FCF is ranked worse than 77.16% of 394
companies
in the Insurance industry
Industry Median: 9.58
vs ADX:ADNIC: 20.14
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Abu Dhabi National Insurance Co PJSC's PE Ratio (TTM) for today is calculated as:
Abu Dhabi National Insurance Co PJSC's share price for today is د.إ7.07.
Abu Dhabi National Insurance Co PJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.800.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Abu Dhabi National Insurance Co PJSC EV-to-FCF Related Terms
Abu Dhabi National Insurance Co PJSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi National Insurance Co PJSC EV-to-FCF Chart
ADX:ADNIC vs BRK.A, AIG, HIG: EV-to-FCF Comparison
For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi National Insurance Co PJSC EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's EV-to-FCF falls into.
Abu Dhabi National Insurance Co PJSC's current Enterprise Value is د.إ3,965 Mil.
Abu Dhabi National Insurance Co PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ199 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a EV-to-FCF of 19.91 as of Jul. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. This is 202% above median its historical median of 6.60. According to the industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #304 out of 394 companies in the Insurance industry, placing it in the top 77.2%.
Is Abu Dhabi National Insurance Co PJSC's EV-to-FCF too high?
Abu Dhabi National Insurance Co PJSC's current EV-to-FCF of 19.91 is 202% above median its 10-year median of 6.60. The Insurance industry median EV-to-FCF is 9.58. Abu Dhabi National Insurance Co PJSC's value of 19.91 is 107.8% above this industry median. Based on the distribution chart, Abu Dhabi National Insurance Co PJSC ranks #304 out of 394 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #304 out of 394 companies for EV-to-FCF. This places Abu Dhabi National Insurance Co PJSC in the lower half of its industry. The industry median EV-to-FCF is 9.58. Abu Dhabi National Insurance Co PJSC's value of 19.91 is 107.8% above this benchmark. While the company's 10-year median is 6.60 vs. the industry median of 9.58, Abu Dhabi National Insurance Co PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.58, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Insurance Co PJSC's current EV-to-FCF of 19.91 is 107.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Insurance Co PJSC's current EV-to-FCF is 19.91, which is 202% above median its own 10-year median of 6.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.89, compared to a current price of د.إ7.07 — trading 20.5% below its estimated fair value. The current EV-to-FCF is 19.91, which is 202% above median its 10-year median of 6.60 and 107.8% above the Insurance industry median of 9.58. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current EV-to-FCF is 19.91 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ7.07 is trading 20.5% below its estimated GF Value™ of د.إ8.89.
GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.
Key valuation signals for ADX:ADNIC:
EV-to-FCF: 19.91 (202% above median its 10-year median of 6.60)
GF Value™: د.إ8.89 vs. price of د.إ7.07 (20.5% below fair value)
Industry Position: 107.8% above the Insurance median (#304 of 394)
No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi National Insurance Co PJSC Business Description
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
63GF Score
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