Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ADX:RAKBANK'
s EV-to-FCF Range Over the Past 10 Years
Min: -2994.18 Med: 3.23 Max: 24.82
Current: 4.57
During the past 13 years, the highest EV-to-FCF of National Bank of Ras Al-Khaimah PSC was 24.82. The lowest was -2994.18. And the median was 3.23.
ADX:RAKBANK's EV-to-FCF is ranked better than 60.92% of 1190
companies
in the Banks industry
Industry Median: 7.15
vs ADX:RAKBANK: 4.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Bank of Ras Al-Khaimah PSC's PE Ratio (TTM) for today is calculated as:
National Bank of Ras Al-Khaimah PSC's share price for today is د.إ9.66.
National Bank of Ras Al-Khaimah PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.460.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
National Bank of Ras Al-Khaimah PSC EV-to-FCF Related Terms
National Bank of Ras Al-Khaimah PSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Ras Al-Khaimah PSC EV-to-FCF Chart
National Bank of Ras Al-Khaimah PSC EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, National Bank of Ras Al-Khaimah PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Ras Al-Khaimah PSC EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Ras Al-Khaimah PSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where National Bank of Ras Al-Khaimah PSC's EV-to-FCF falls into.
National Bank of Ras Al-Khaimah PSC's current Enterprise Value is د.إ17,268 Mil.
National Bank of Ras Al-Khaimah PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ3,778 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) has a EV-to-FCF of 4.57 as of Sep. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. This is 41% above median its historical median of 3.23. According to the industry distribution chart, National Bank of Ras Al-Khaimah PSC ranks #465 out of 1190 companies in the Banks industry, placing it in the top 39.1%.
Is National Bank of Ras Al-Khaimah PSC's EV-to-FCF too high?
National Bank of Ras Al-Khaimah PSC's current EV-to-FCF of 4.57 is 41% above median its 10-year median of 3.23. The Banks industry median EV-to-FCF is 7.15. National Bank of Ras Al-Khaimah PSC's value of 4.57 is 36.1% below this industry median. Based on the distribution chart, National Bank of Ras Al-Khaimah PSC ranks #465 out of 1190 companies in the Banks industry, which is above the industry midpoint. Overall, National Bank of Ras Al-Khaimah PSC has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Ras Al-Khaimah PSC's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, National Bank of Ras Al-Khaimah PSC ranks #465 out of 1190 companies for EV-to-FCF. This puts National Bank of Ras Al-Khaimah PSC in the upper half of its industry. The industry median EV-to-FCF is 7.15. National Bank of Ras Al-Khaimah PSC's value of 4.57 is 36.1% below this benchmark. While the company's 10-year median is 3.23 vs. the industry median of 7.15, National Bank of Ras Al-Khaimah PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,190 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Ras Al-Khaimah PSC's current EV-to-FCF of 4.57 is 36.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Ras Al-Khaimah PSC's current EV-to-FCF is 4.57, which is 41% above median its own 10-year median of 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Ras Al-Khaimah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ7.80, compared to a current price of د.إ9.66 — trading 23.8% above its estimated fair value. The current EV-to-FCF is 4.57, which is 41% above median its 10-year median of 3.23 and 36.1% below the Banks industry median of 7.15. National Bank of Ras Al-Khaimah PSC's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK), the current EV-to-FCF is 4.57 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC stock appears to be overvalued.
The current stock price of د.إ9.66 is trading 23.8% above its estimated GF Value™ of د.إ7.80.
GuruFocus considers National Bank of Ras Al-Khaimah PSC to be Modestly Overvalued.
Key valuation signals for ADX:RAKBANK:
EV-to-FCF: 4.57 (41% above median its 10-year median of 3.23)
GF Value™: د.إ7.80 vs. price of د.إ9.66 (23.8% above fair value)
Industry Position: 36.1% below the Banks median (#465 of 1190)
No single metric tells the full story. See the ADX:RAKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Ras Al-Khaimah PSC is engaged in providing retail and commercial banking services in the UAE. The bank has operating segments, namely Retail Banking, Wholesale Banking, Business Banking, Head office & Others. It generates maximum revenue from the Wholesale banking segment, which represents transactions with corporate bodies, including government and public bodies, and comprises loans, advances, deposits, and trade finance transactions of corporate customers and financial institutions.
52GF Score
Get the complete analysis for ADX:RAKBANK
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:RAKBANK has been successfully added to your 
