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What is Abu Dhabi National Takaful Co PSC EV-to-FCF?
Abu Dhabi National Takaful Co PSCADX:TKFL 72 EV-to-FCF is 4.94 as of Jul. 15, 2026, which is 99% above its 10-year median of 2.48. GuruFocus rates ADX:TKFL with a GF Score™ of 72/100 and a GF Value™ of د.إ8.27 (Significantly Undervalued). Among 393 Insurance companies, Abu Dhabi National Takaful Co PSC ranks better than 75.57% on this metric.
ADX:TKFL'
s EV-to-FCF Range Over the Past 10 Years
Min: -65.51 Med: 2.48 Max: 75.93
Current: 5.03
During the past 13 years, the highest EV-to-FCF of Abu Dhabi National Takaful Co PSC was 75.93. The lowest was -65.51. And the median was 2.48.
ADX:TKFL's EV-to-FCF is ranked better than 75.57% of 393
companies
in the Insurance industry
Industry Median: 9.84
vs ADX:TKFL: 5.03
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Abu Dhabi National Takaful Co PSC (ADX:TKFL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Abu Dhabi National Takaful Co PSC's PE Ratio (TTM) for today is calculated as:
Abu Dhabi National Takaful Co PSC's share price for today is د.إ4.86.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Abu Dhabi National Takaful Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ1.260.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Abu Dhabi National Takaful Co PSC EV-to-FCF Related Terms
Abu Dhabi National Takaful Co PSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Abu Dhabi National Takaful Co PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi National Takaful Co PSC EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Abu Dhabi National Takaful Co PSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Abu Dhabi National Takaful Co PSC's EV-to-FCF falls into.
Abu Dhabi National Takaful Co PSC's current Enterprise Value is د.إ478.3 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Abu Dhabi National Takaful Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ96.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a EV-to-FCF of 4.94 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. This is 99% above median its historical median of 2.48. According to the industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #96 out of 393 companies in the Insurance industry, placing it in the top 24.4%.
Is Abu Dhabi National Takaful Co PSC's EV-to-FCF too high?
Abu Dhabi National Takaful Co PSC's current EV-to-FCF of 4.94 is 99% above median its 10-year median of 2.48. The Insurance industry median EV-to-FCF is 9.84. Abu Dhabi National Takaful Co PSC's value of 4.94 is 49.8% below this industry median. Based on the distribution chart, Abu Dhabi National Takaful Co PSC ranks #96 out of 393 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #96 out of 393 companies for EV-to-FCF. This places Abu Dhabi National Takaful Co PSC in the top 24% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.84. Abu Dhabi National Takaful Co PSC's value of 4.94 is 49.8% below this benchmark. While the company's 10-year median is 2.48 vs. the industry median of 9.84, Abu Dhabi National Takaful Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.84, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Takaful Co PSC's current EV-to-FCF of 4.94 is 49.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Takaful Co PSC's current EV-to-FCF is 4.94, which is 99% above median its own 10-year median of 2.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ8.27, compared to a current price of د.إ4.86 — trading 41.2% below its estimated fair value. The current EV-to-FCF is 4.94, which is 99% above median its 10-year median of 2.48 and 49.8% below the Insurance industry median of 9.84. Abu Dhabi National Takaful Co PSC's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current EV-to-FCF is 4.94 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued.
The current stock price of د.إ4.86 is trading 41.2% below its estimated GF Value™ of د.إ8.27.
GuruFocus considers Abu Dhabi National Takaful Co PSC to be Significantly Undervalued.
Key valuation signals for ADX:TKFL:
EV-to-FCF: 4.94 (99% above median its 10-year median of 2.48)
GF Value™: د.إ8.27 vs. price of د.إ4.86 (41.2% below fair value)
Industry Position: 49.8% below the Insurance median (#96 of 393)
No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi National Takaful Co PSC Business Description
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
72GF Score
Get the complete analysis for ADX:TKFL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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