Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Abu Dhabi National Takaful Co PSC's
EBIT
for the
six
months ended in Dec. 2025 was د.إ0.0 Mil. Abu Dhabi National Takaful Co PSC's Interest Expense for the
six
months ended in Dec. 2025 was د.إ-16.3 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Abu Dhabi National Takaful Co PSC's Interest Coverage or its related term are showing as below:
ADX:TKFL's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.245 * Ranked among companies with meaningful Interest Coverage only.
Abu Dhabi National Takaful Co PSC (ADX:TKFL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Abu Dhabi National Takaful Co PSC Interest Coverage Related Terms
Abu Dhabi National Takaful Co PSC Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Abu Dhabi National Takaful Co PSC Interest Coverage Chart
ADX:TKFL vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Abu Dhabi National Takaful Co PSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi National Takaful Co PSC Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Abu Dhabi National Takaful Co PSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Abu Dhabi National Takaful Co PSC's Interest Coverage falls into.
Abu Dhabi National Takaful Co PSC Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. According to the industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #999999 out of 352 companies in the Insurance industry.
Is Abu Dhabi National Takaful Co PSC's Interest Coverage too high?
Abu Dhabi National Takaful Co PSC's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Abu Dhabi National Takaful Co PSC ranks #999999 out of 352 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #999999 out of 352 companies for Interest Coverage. This places Abu Dhabi National Takaful Co PSC in the lower half of its industry. The industry median Interest Coverage is 16.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Takaful Co PSC's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ8.22, compared to a current price of د.إ5.09 — trading 38.1% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Abu Dhabi National Takaful Co PSC's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued.
The current stock price of د.إ5.09 is trading 38.1% below its estimated GF Value™ of د.إ8.22.
GuruFocus considers Abu Dhabi National Takaful Co PSC to be Significantly Undervalued.
Key valuation signals for ADX:TKFL:
Interest Coverage: 0 (At Loss)
GF Value™: د.إ8.22 vs. price of د.إ5.09 (38.1% below fair value)
No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi National Takaful Co PSC Business Description
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
72GF Score
Get the complete analysis for ADX:TKFL
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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