Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
What is Abu Dhabi National Takaful Co PSC PS Ratio?
Abu Dhabi National Takaful Co PSCADX:TKFL 73 PS Ratio is 0.85 as of Sep. 08, 2026, which is 60% below its 10-year median of 2.12. GuruFocus rates ADX:TKFL with a GF Score™ of 73/100 and a GF Value™ of د.إ8.49 (Modestly Undervalued). Among 498 Insurance companies, Abu Dhabi National Takaful Co PSC ranks better than 64.26% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Abu Dhabi National Takaful Co PSC's share price is د.إ6.00.
Abu Dhabi National Takaful Co PSC's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ7.04. Hence, Abu Dhabi National Takaful Co PSC's PS Ratio for today is 0.85.
During the past 13 years, Abu Dhabi National Takaful Co PSC's highest 3-Year average Revenue per Share Growth Rate was 43.60% per year. The lowest was -26.90% per year. And the median was 11.80% per year.
Abu Dhabi National Takaful Co PSC (ADX:TKFL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Abu Dhabi National Takaful Co PSC PS Ratio Related Terms
Abu Dhabi National Takaful Co PSC PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Abu Dhabi National Takaful Co PSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi National Takaful Co PSC PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Abu Dhabi National Takaful Co PSC's PS Ratio distribution charts can be found below:
* The bar in red indicates where Abu Dhabi National Takaful Co PSC's PS Ratio falls into.
Abu Dhabi National Takaful Co PSC PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Abu Dhabi National Takaful Co PSC's Share Price of today is د.إ6.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Abu Dhabi National Takaful Co PSC's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ7.04.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a PS Ratio of 0.85 as of Sep. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. This is 60% below median its historical median of 2.12. Over the past decade, Abu Dhabi National Takaful Co PSC's PS Ratio has ranged from 0.58 to 3.99. According to the industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #178 out of 498 companies in the Insurance industry, placing it in the top 35.7%.
Is Abu Dhabi National Takaful Co PSC's PS Ratio too high?
Abu Dhabi National Takaful Co PSC's current PS Ratio of 0.85 is 60% below median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 3.99. The Insurance industry median PS Ratio is 1.12. Abu Dhabi National Takaful Co PSC's value of 0.85 is 24.1% below this industry median. Based on the distribution chart, Abu Dhabi National Takaful Co PSC ranks #178 out of 498 companies in the Insurance industry, which is above the industry midpoint. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #178 out of 498 companies for PS Ratio. This puts Abu Dhabi National Takaful Co PSC in the upper half of its industry. The industry median PS Ratio is 1.12. Abu Dhabi National Takaful Co PSC's value of 0.85 is 24.1% below this benchmark. Historically, Abu Dhabi National Takaful Co PSC's own PS Ratio has ranged from 0.58 to 3.99 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 1.12, Abu Dhabi National Takaful Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.12, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Takaful Co PSC's current PS Ratio of 0.85 is 24.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. For the Insurance industry, the median PS Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Takaful Co PSC's current PS Ratio is 0.85, which is 60% below median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.49, compared to a current price of د.إ6.00 — trading 29.3% below its estimated fair value. The current PS Ratio is 0.85, which is 60% below median its 10-year median of 2.12 and 24.1% below the Insurance industry median of 1.12. Abu Dhabi National Takaful Co PSC's overall GF Score™ is 73/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current PS Ratio is 0.85 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued.
The current stock price of د.إ6.00 is trading 29.3% below its estimated GF Value™ of د.إ8.49.
GuruFocus considers Abu Dhabi National Takaful Co PSC to be Modestly Undervalued.
Key valuation signals for ADX:TKFL:
PS Ratio: 0.85 (60% below median its 10-year median of 2.12)
GF Value™: د.إ8.49 vs. price of د.إ6.00 (29.3% below fair value)
Industry Position: 24.1% below the Insurance median (#178 of 498)
No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
73GF Score
Get the complete analysis for ADX:TKFL
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:TKFL has been successfully added to your 
