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Abu Dhabi National Takaful Co PSCADX:TKFL -1.82%72 Dividend Payout Ratio is 0.17 as of Dec. 2025, which is 39% below its 10-year median of 0.28. GuruFocus rates ADX:TKFL with a GF Score™ of 72/100 and a GF Value™ of د.إ8.26 (Significantly Undervalued). Among 335 Insurance companies, Abu Dhabi National Takaful Co PSC ranks better than 83.88% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Abu Dhabi National Takaful Co PSC's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.17.
The historical rank and industry rank for Abu Dhabi National Takaful Co PSC's Dividend Payout Ratio or its related term are showing as below:
ADX:TKFL'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.28 Max: 0.39
Current: 0.16
During the past 13 years, the highest Dividend Payout Ratio of Abu Dhabi National Takaful Co PSC was 0.39. The lowest was 0.16. And the median was 0.28.
ADX:TKFL's Dividend Payout Ratio is ranked better than 83.88% of 335
companies
in the Insurance industry
Industry Median: 0.38
vs ADX:TKFL: 0.16
During the past 13 years, the highest Trailing Annual Dividend Yield of Abu Dhabi National Takaful Co PSC was 9.18%. The lowest was 2.76%. And the median was 4.05%.
During the past 12 months, Abu Dhabi National Takaful Co PSC's average Dividends Per Share Growth Rate was -33.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -7.20% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 1.50% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 5.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Abu Dhabi National Takaful Co PSC was 16.40% per year. The lowest was -7.20% per year. And the median was 7.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Abu Dhabi National Takaful Co PSC (ADX:TKFL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Abu Dhabi National Takaful Co PSC Dividend Payout Ratio Related Terms
Abu Dhabi National Takaful Co PSC Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi National Takaful Co PSC Dividend Payout Ratio Chart
ADX:TKFL vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, Abu Dhabi National Takaful Co PSC's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi National Takaful Co PSC Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Abu Dhabi National Takaful Co PSC's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Abu Dhabi National Takaful Co PSC's Dividend Payout Ratio falls into.
Abu Dhabi National Takaful Co PSC Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a Dividend Payout Ratio of 0.17 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. This is 39% below median its historical median of 0.28. Over the past decade, Abu Dhabi National Takaful Co PSC's Dividend Payout Ratio has ranged from 0.16 to 0.39. According to the industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #54 out of 335 companies in the Insurance industry, placing it in the top 16.1%.
Is Abu Dhabi National Takaful Co PSC's Dividend Payout Ratio too high?
Abu Dhabi National Takaful Co PSC's current Dividend Payout Ratio of 0.17 is 39% below median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.39. The Insurance industry median Dividend Payout Ratio is 0.38. Abu Dhabi National Takaful Co PSC's value of 0.17 is 55.3% below this industry median. Based on the distribution chart, Abu Dhabi National Takaful Co PSC ranks #54 out of 335 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #54 out of 335 companies for Dividend Payout Ratio. This places Abu Dhabi National Takaful Co PSC in the top 16% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. Abu Dhabi National Takaful Co PSC's value of 0.17 is 55.3% below this benchmark. Historically, Abu Dhabi National Takaful Co PSC's own Dividend Payout Ratio has ranged from 0.16 to 0.39 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.38, Abu Dhabi National Takaful Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Takaful Co PSC's current Dividend Payout Ratio of 0.17 is 55.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Takaful Co PSC's current Dividend Payout Ratio is 0.17, which is 39% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ8.26, compared to a current price of د.إ4.86 — trading 41.2% below its estimated fair value. The current Dividend Payout Ratio is 0.17, which is 39% below median its 10-year median of 0.28 and 55.3% below the Insurance industry median of 0.38. Abu Dhabi National Takaful Co PSC's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current Dividend Payout Ratio is 0.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued.
The current stock price of د.إ4.86 is trading 41.2% below its estimated GF Value™ of د.إ8.26.
GuruFocus considers Abu Dhabi National Takaful Co PSC to be Significantly Undervalued.
Key valuation signals for ADX:TKFL:
Dividend Payout Ratio: 0.17 (39% below median its 10-year median of 0.28)
GF Value™: د.إ8.26 vs. price of د.إ4.86 (41.2% below fair value)
Industry Position: 55.3% below the Insurance median (#54 of 335)
No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi National Takaful Co PSC Business Description
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
72GF Score
Get the complete analysis for ADX:TKFL
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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