Abu Dhabi National Takaful Co PSC (ADX:TKFL) OCF Margin %: 14.53% (As of Dec. 2025) — 36% Below Median


ADX:TKFL Abu Dhabi National Takaful Co PSC ADX:TKFL
72 GF Score
Price د.إ4.95
GF Value د.إ8.26
Valuation Significantly Undervalued
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What is Abu Dhabi National Takaful Co PSC OCF Margin %?

Abu Dhabi National Takaful Co PSC ADX:TKFL +2.27% 72 OCF Margin % is 14.53% as of Dec. 2025, which is 36% below its 10-year median of 22.56. GuruFocus rates ADX:TKFL with a GF Score™ of 72/100 and a GF Value™ of د.إ8.26 (Significantly Undervalued). Among 504 Insurance companies, Abu Dhabi National Takaful Co PSC ranks better than 60.32% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Abu Dhabi National Takaful Co PSC's Cash Flow from Operations for the six months ended in Dec. 2025 was د.إ107.4 Mil. Abu Dhabi National Takaful Co PSC's Revenue for the six months ended in Dec. 2025 was د.إ739.0 Mil. Therefore, Abu Dhabi National Takaful Co PSC's OCF Margin % for the quarter that ended in Dec. 2025 was 14.53%.

As of today, Abu Dhabi National Takaful Co PSC's current OCF Yield % is 20.66%.

The historical rank and industry rank for Abu Dhabi National Takaful Co PSC's OCF Margin % or its related term are showing as below:

ADX:TKFL' s OCF Margin % Range Over the Past 10 Years
Min: -20.02   Med: 22.56   Max: 133.04
Current: 14.53


During the past 13 years, the highest OCF Margin % of Abu Dhabi National Takaful Co PSC was 133.04%. The lowest was -20.02%. And the median was 22.56%.

ADX:TKFL's OCF Margin % is ranked better than
60.32% of 504 companies
in the Insurance industry
Industry Median: 10.88 vs ADX:TKFL: 14.53


Abu Dhabi National Takaful Co PSC OCF Margin % Related Terms


Abu Dhabi National Takaful Co PSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Takaful Co PSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Takaful Co PSC OCF Margin % Chart

Abu Dhabi National Takaful Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -20.02 -4.72 30.58 -1.41 14.53

Abu Dhabi National Takaful Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.02 -4.72 30.58 -1.41 14.53

ADX:TKFL vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Takaful Co PSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Takaful Co PSC OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Takaful Co PSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Takaful Co PSC's OCF Margin % falls into.


ADX:TKFL
72GF Score
Abu Dhabi National Takaful Co PSC ADX:TKFL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi National Takaful Co PSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Abu Dhabi National Takaful Co PSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=107.37/738.974
=14.53 %

Abu Dhabi National Takaful Co PSC's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=107.37/738.974
=14.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 14.53% mean?
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a OCF Margin % of 14.53% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. This is 36% below median its historical median of 22.56. According to the industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #200 out of 504 companies in the Insurance industry, placing it in the top 39.7%.
Is Abu Dhabi National Takaful Co PSC's OCF Margin % too high?
Abu Dhabi National Takaful Co PSC's current OCF Margin % of 14.53% is 36% below median its 10-year median of 22.56. The Insurance industry median OCF Margin % is 10.88. Abu Dhabi National Takaful Co PSC's value of 14.53% is 33.5% above this industry median. Based on the distribution chart, Abu Dhabi National Takaful Co PSC ranks #200 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #200 out of 504 companies for OCF Margin %. This puts Abu Dhabi National Takaful Co PSC in the upper half of its industry. The industry median OCF Margin % is 10.88. Abu Dhabi National Takaful Co PSC's value of 14.53% is 33.5% above this benchmark. While the company's 10-year median is 22.56 vs. the industry median of 10.88, Abu Dhabi National Takaful Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.88, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Takaful Co PSC's current OCF Margin % of 14.53% is 33.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. For the Insurance industry, the median OCF Margin % is 10.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Takaful Co PSC's current OCF Margin % is 14.53%, which is 36% below median its own 10-year median of 22.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ8.26, compared to a current price of د.إ4.95 — trading 40.1% below its estimated fair value. The current OCF Margin % is 14.53%, which is 36% below median its 10-year median of 22.56 and 33.5% above the Insurance industry median of 10.88. Abu Dhabi National Takaful Co PSC's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current OCF Margin % is 14.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued. The current stock price of د.إ4.95 is trading 40.1% below its estimated GF Value™ of د.إ8.26. GuruFocus considers Abu Dhabi National Takaful Co PSC to be Significantly Undervalued.

Key valuation signals for ADX:TKFL:

  • OCF Margin %: 14.53% (36% below median its 10-year median of 22.56)
  • GF Value™: د.إ8.26 vs. price of د.إ4.95 (40.1% below fair value)
  • GF Score™: 72/100
  • Industry Position: 33.5% above the Insurance median (#200 of 504)

No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Takaful Co PSC Business Description

Address Landmark Tower, 11th Floor, Corniche, Abu Dhabi, ARE
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
72GF Score

Get the complete analysis for ADX:TKFL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ4.95
Price
د.إ8.26
GF Value