Abu Dhabi National Takaful Co PSC (ADX:TKFL) Retained Earnings: د.إ451.2 Mil (As of Dec. 2025)

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ADX:TKFL Abu Dhabi National Takaful Co PSC ADX:TKFL
72 GF Score
Price د.إ5.70
GF Value د.إ8.43
Valuation Significantly Undervalued
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What is Abu Dhabi National Takaful Co PSC Retained Earnings?

Abu Dhabi National Takaful Co PSC ADX:TKFL 72 Retained Earnings is د.إ451.2 Mil as of Dec. 2025. GuruFocus rates ADX:TKFL with a GF Score™ of 72/100 and a GF Value™ of د.إ8.43 (Significantly Undervalued).

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Abu Dhabi National Takaful Co PSC's retained earnings for the quarter that ended in Dec. 2025 was د.إ451.2 Mil.

Abu Dhabi National Takaful Co PSC's quarterly retained earnings increased from Dec. 2023 (د.إ295.4 Mil) to Dec. 2024 (د.إ340.2 Mil) and increased from Dec. 2024 (د.إ340.2 Mil) to Dec. 2025 (د.إ451.2 Mil).

Abu Dhabi National Takaful Co PSC's annual retained earnings increased from Dec. 2023 (د.إ295.4 Mil) to Dec. 2024 (د.إ340.2 Mil) and increased from Dec. 2024 (د.إ340.2 Mil) to Dec. 2025 (د.إ451.2 Mil).


Abu Dhabi National Takaful Co PSC  (ADX:TKFL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Abu Dhabi National Takaful Co PSC Retained Earnings Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Takaful Co PSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Takaful Co PSC Retained Earnings Chart

Abu Dhabi National Takaful Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 186.52 229.59 295.40 340.17 451.23

Abu Dhabi National Takaful Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 186.52 229.59 295.40 340.17 451.23
ADX:TKFL
72GF Score
Abu Dhabi National Takaful Co PSC ADX:TKFL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi National Takaful Co PSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ451.2 Mil mean?
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a Retained Earnings of د.إ451.2 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Abu Dhabi National Takaful Co PSC and its competitors.
Is Abu Dhabi National Takaful Co PSC's Retained Earnings too high?
Abu Dhabi National Takaful Co PSC's current Retained Earnings is د.إ451.2 Mil. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's Retained Earnings compare to BRK.A and AIG?
Abu Dhabi National Takaful Co PSC's Retained Earnings of د.إ451.2 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. Abu Dhabi National Takaful Co PSC's current Retained Earnings is د.إ451.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ8.43, compared to a current price of د.إ5.70 — trading 32.4% below its estimated fair value. The current Retained Earnings is د.إ451.2 Mil. Abu Dhabi National Takaful Co PSC's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current Retained Earnings is د.إ451.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued. The current stock price of د.إ5.70 is trading 32.4% below its estimated GF Value™ of د.إ8.43. GuruFocus considers Abu Dhabi National Takaful Co PSC to be Significantly Undervalued.

Key valuation signals for ADX:TKFL:

  • Retained Earnings: د.إ451.2 Mil
  • GF Value™: د.إ8.43 vs. price of د.إ5.70 (32.4% below fair value)
  • GF Score™: 72/100

No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Takaful Co PSC Business Description

Address Landmark Tower, 11th Floor, Corniche, Abu Dhabi, ARE
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
72GF Score

Get the complete analysis for ADX:TKFL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.70
Price
د.إ8.43
GF Value