Abu Dhabi National Takaful Co PSC (ADX:TKFL) ROE % Adjusted to Book Value: 24.22% (As of Dec. 2025)

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ADX:TKFL Abu Dhabi National Takaful Co PSC ADX:TKFL
72 GF Score
Price د.إ4.86
GF Value د.إ8.26
Valuation Significantly Undervalued
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What is Abu Dhabi National Takaful Co PSC ROE % Adjusted to Book Value?

Abu Dhabi National Takaful Co PSC ADX:TKFL -1.82% 72 ROE % Adjusted to Book Value is 24.22% as of Dec. 2025. GuruFocus rates ADX:TKFL with a GF Score™ of 72/100 and a GF Value™ of د.إ8.26 (Significantly Undervalued).

Abu Dhabi National Takaful Co PSC's ROE % for the quarter that ended in Dec. 2025 was 24.22%. Abu Dhabi National Takaful Co PSC's PB Ratio for the quarter that ended in Dec. 2025 was 1.00. Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 24.22%.


Abu Dhabi National Takaful Co PSC ROE % Adjusted to Book Value Related Terms


Abu Dhabi National Takaful Co PSC ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Takaful Co PSC ROE % Adjusted to Book Value Chart

Abu Dhabi National Takaful Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.44 10.13 17.06 15.44 24.22

Abu Dhabi National Takaful Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.44 10.13 17.06 15.44 24.22

ADX:TKFL vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Takaful Co PSC ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value falls into.


ADX:TKFL
72GF Score
Abu Dhabi National Takaful Co PSC ADX:TKFL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi National Takaful Co PSC ROE % Adjusted to Book Value Calculation

Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=24.22% / 1.00
=24.22%

Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=24.22% / 1.00
=24.22%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 24.22% mean?
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a ROE % Adjusted to Book Value of 24.22% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Abu Dhabi National Takaful Co PSC and its competitors.
Is Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value too high?
Abu Dhabi National Takaful Co PSC's current ROE % Adjusted to Book Value is 24.22%. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Abu Dhabi National Takaful Co PSC's ROE % Adjusted to Book Value of 24.22% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. Abu Dhabi National Takaful Co PSC's current ROE % Adjusted to Book Value is 24.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ8.26, compared to a current price of د.إ4.86 — trading 41.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 24.22%. Abu Dhabi National Takaful Co PSC's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current ROE % Adjusted to Book Value is 24.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued. The current stock price of د.إ4.86 is trading 41.2% below its estimated GF Value™ of د.إ8.26. GuruFocus considers Abu Dhabi National Takaful Co PSC to be Significantly Undervalued.

Key valuation signals for ADX:TKFL:

  • ROE % Adjusted to Book Value: 24.22%
  • GF Value™: د.إ8.26 vs. price of د.إ4.86 (41.2% below fair value)
  • GF Score™: 72/100

No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Takaful Co PSC Business Description

Address Landmark Tower, 11th Floor, Corniche, Abu Dhabi, ARE
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
72GF Score

Get the complete analysis for ADX:TKFL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ4.86
Price
د.إ8.26
GF Value