Abu Dhabi National Takaful Co PSC (ADX:TKFL) Net Margin %: 17.97% (As of Dec. 2025) — 39% Below Median


ADX:TKFL Abu Dhabi National Takaful Co PSC ADX:TKFL
72 GF Score
Price د.إ5.09
GF Value د.إ8.19
Valuation Significantly Undervalued
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What is Abu Dhabi National Takaful Co PSC Net Margin %?

Abu Dhabi National Takaful Co PSC ADX:TKFL 72 Net Margin % is 17.97% as of Dec. 2025, which is 39% below its 10-year median of 29.67. GuruFocus rates ADX:TKFL with a GF Score™ of 72/100 and a GF Value™ of د.إ8.19 (Significantly Undervalued). Among 506 Insurance companies, Abu Dhabi National Takaful Co PSC ranks better than 79.25% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Abu Dhabi National Takaful Co PSC's Net Income for the six months ended in Dec. 2025 was د.إ132.8 Mil. Abu Dhabi National Takaful Co PSC's Revenue for the six months ended in Dec. 2025 was د.إ739.0 Mil. Therefore, Abu Dhabi National Takaful Co PSC's net margin for the quarter that ended in Dec. 2025 was 17.97%.

The historical rank and industry rank for Abu Dhabi National Takaful Co PSC's Net Margin % or its related term are showing as below:

ADX:TKFL' s Net Margin % Range Over the Past 10 Years
Min: 14.3   Med: 29.67   Max: 44.9
Current: 17.97


ADX:TKFL's Net Margin % is ranked better than
79.25% of 506 companies
in the Insurance industry
Industry Median: 9.275 vs ADX:TKFL: 17.97

Abu Dhabi National Takaful Co PSC  (ADX:TKFL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Abu Dhabi National Takaful Co PSC Net Margin % Related Terms


Abu Dhabi National Takaful Co PSC Net Margin % Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Takaful Co PSC's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Takaful Co PSC Net Margin % Chart

Abu Dhabi National Takaful Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.90 22.42 20.19 14.30 17.97

Abu Dhabi National Takaful Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.90 22.42 20.19 14.30 17.97

ADX:TKFL vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Takaful Co PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Takaful Co PSC Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Takaful Co PSC's Net Margin % distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Takaful Co PSC's Net Margin % falls into.


ADX:TKFL
72GF Score
Abu Dhabi National Takaful Co PSC ADX:TKFL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi National Takaful Co PSC Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Abu Dhabi National Takaful Co PSC's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=132.805/738.974
=17.97 %

Abu Dhabi National Takaful Co PSC's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=132.805/738.974
=17.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 17.97% mean?
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a Net Margin % of 17.97% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. This is 39% below median its historical median of 29.67. Over the past decade, Abu Dhabi National Takaful Co PSC's Net Margin % has ranged from 14.30 to 44.90. According to the industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #105 out of 506 companies in the Insurance industry, placing it in the top 20.8%.
Is Abu Dhabi National Takaful Co PSC's Net Margin % too high?
Abu Dhabi National Takaful Co PSC's current Net Margin % of 17.97% is 39% below median its 10-year median of 29.67. Over the past 10 years, this metric has ranged from a low of 14.30 to a high of 44.90. The Insurance industry median Net Margin % is 9.28. Abu Dhabi National Takaful Co PSC's value of 17.97% is 93.7% above this industry median. Based on the distribution chart, Abu Dhabi National Takaful Co PSC ranks #105 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #105 out of 506 companies for Net Margin %. This places Abu Dhabi National Takaful Co PSC in the top 21% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.28. Abu Dhabi National Takaful Co PSC's value of 17.97% is 93.7% above this benchmark. Historically, Abu Dhabi National Takaful Co PSC's own Net Margin % has ranged from 14.30 to 44.90 over the past decade. While the company's 10-year median is 29.67 vs. the industry median of 9.28, Abu Dhabi National Takaful Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Takaful Co PSC's current Net Margin % of 17.97% is 93.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Takaful Co PSC's current Net Margin % is 17.97%, which is 39% below median its own 10-year median of 29.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ8.19, compared to a current price of د.إ5.09 — trading 37.9% below its estimated fair value. The current Net Margin % is 17.97%, which is 39% below median its 10-year median of 29.67 and 93.7% above the Insurance industry median of 9.28. Abu Dhabi National Takaful Co PSC's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current Net Margin % is 17.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued. The current stock price of د.إ5.09 is trading 37.9% below its estimated GF Value™ of د.إ8.19. GuruFocus considers Abu Dhabi National Takaful Co PSC to be Significantly Undervalued.

Key valuation signals for ADX:TKFL:

  • Net Margin %: 17.97% (39% below median its 10-year median of 29.67)
  • GF Value™: د.إ8.19 vs. price of د.إ5.09 (37.9% below fair value)
  • GF Score™: 72/100
  • Industry Position: 93.7% above the Insurance median (#105 of 506)

No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Takaful Co PSC Business Description

Address Landmark Tower, 11th Floor, Corniche, Abu Dhabi, ARE
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
72GF Score

Get the complete analysis for ADX:TKFL

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.09
Price
د.إ8.19
GF Value